The Cornmarket Car Insurance Scheme is the right choice for you because it is tailored to meet the specific needs of Public Sector employees and their partners with car insurance benefits such as:
Comprehensive Driving of other cars
Most car insurance policies only offer you third party only cover when driving other cars. The Cornmarket Car Insurance Scheme for Public Sector Employees Premium option goes one step further and provides you with automatic car insurance comprehensive cover when driving other cars when you have Comprehensive cover.
Protected No Claims Bonus
Your car insurance policy will automatically protect your No Claims Bonus in the event of fire, theft or windscreen claims so that you do not lose your No Claims Bonus which you have carefully built up.
Step-Back No Claims Bonus Protection
In the event of a claim your No Claims Bonus will be stepped back. In any three year period you may have:
• One claim up to €10,000. This will result in your No Claims Bonus being stepped back by 3 years, for example from 5 years to 2 years.
• One claim of €10,001 or more. This will result in your No Claims Bonus being stepped back by 4 years, for example from 5 years to 1 year.
24-Hour Breakdown Rescue & Driveway Assistance
All of our car insurance policies come with Breakdown Rescue and Driveway Assistance included as standard. Driveway Assistance is there to help you in the event that your car breaks down at home.
DAS Legal Protection Cover
As a Cornmarket car insurance policy holder, you are automatically protected by Europe’s leading legal expenses insurer under the DAS Motor Legal Protection Plus programme. If you are involved in a motor accident, prosecuted for a motoring offence, have a motor contract dispute or need legal advice, the DAS Motor Legal Protection Plus programme is here to help you 24 hours a day, 365 days a year.
The policy excess on our Premium Car Insurance product is €250. Where an additional driver holds a Learner Permit this excess is increased by €125. If you are under 25 years of age with comprehensive cover, an excess of €315 will apply.
On our Standard Car Insurance product the standard policy excess is €500. Where an additional driver holds a Learner Permit this excess is increased by €125.
The above information provides a summary of the main car insurance product benefits and features. For full terms and conditions please consult the car insurance policy document - a copy of which is available on request by phoning us on (01) 408 6226 or by clicking here and requesting a quote.