Travel insurance brings great piece of mind – covering you for the things that hopefully never happen on holiday. Whether you’re planning a break at home or abroad this year, consider getting travel insurance for cover against losses like damaged or delayed luggage, cancelled flights, delayed or missed departure, loss or theft of money or passports, and illness or injury.
We’ve put together some questions and answers to help you find the policy that’s right for you.
What type of policy should I go for?
Normally policies are broken in two types, single and annual multi-trip policies. While single and annual multi-trip policy benefits can vary, you may save money by selecting a multi-trip policy, if you think you may be travelling away on holiday more than once in the year.
What countries would I be covered in?
Most policies will cover you while you are in Europe but if you are going further, check to make sure your policy is worldwide.
Remember, your policy will also cover you if you are holidaying in the beautiful Emerald Isle!
What if my holiday is cancelled?
Cancellation cover provides cover for your flights and accommodation in the event that you are unable to travel for specific ‘insured’ reasons. One such reason could be ‘unforeseen emergencies’ such as illness, injury or death of a travel companion or relative.
Common misconceptions are that travel insurance provides cover if you cancel your holiday due to business obligations, deciding not to travel or if your airline goes out of business. Unfortunately, you may not be covered by your travel insurance for these reasons.
What are the main benefits?
There are many benefits to travel insurance – and these can vary depending on the policy type and the level of cover you wish to have. Below are some key benefits you should look for:
- Medical and other expenses outside the Republic of Ireland
- Personal belongings and baggage
- Cancelling your trip
- Delayed baggage
- Personal money
- Passport and travel documents
- Hospital benefit
- Cutting your trip short
- Missed departure
- Missed connection
- Travel delay
- Abandoning your trip
- Personal accident
- Legal expenses.
How can I get the best price?
The price will always depend on the policy type and the cover it provides. But you may be able to save some money if you also have a health insurance policy. Be sure check when you are taking out a travel insurance policy.
Cornmarket Travel Plus Insurance offers great value annual multi trip policies with fantastic benefits. So you can relax on holiday without having to think about things going wrong! For more information click here.
Cornmarket Travel Plus travel insurance policies are administered and underwritten by MAPFRE ASSISTENCIA Agency Ireland. MAPFRE ASISTENCIA Compania De Seguros Y Reaseguros, S.A., trading as MAPFRE ASSISTANCE Agency Ireland, is authorised by Direccion General de Seguros y Fondos de Pensiones del Ministerio de Economia y Hacienda, Spain, and is subject to by the Central Bank of Ireland for conduct of business rules.