Blog Homepage > Savvy Saving Tips for Christmas
With all the Christmas cheer, December is an exciting but expensive month and most people feel the effect on their wallet! Here are some top tips to help you gain a little money back and minimise the financial effects of the festive season.
Once you have your final list of people you need to buy gifts for, allocate a reasonable amount that you can actually afford to spend on each person! Having your list and budget to hand will ensure that you stay on track and avoid impulse purchases.
At the beginning of each week, withdraw enough money to cover your general costs for the week. Try not to use your laser card during the week. This will reduce the risk of over-spending and minimise any bank charges to your account. Most banks charge for every use of the following services: debit card, ATM, standing order, direct debit, cheque.
Groupon, Pigsback and Living Social offer daily deals with up to 70% off almost everything from hotels, spa breaks, meals, dental, beauty and even jewellery. And now you can view all the deals available on the market through one website, www.mydealpage.ie. These offers are great for gift-buying or weekend breaks. They regularly run hotel deals like a 2 night stay for two people in a 4 star hotel with dinner included for €120. Terms, conditions and expiration dates apply so ensure you read them in full before purchasing.
We’re all guilty of it. We shop with our eyes rather than our minds when it comes to the Christmas goodies. The inevitable result is that there is always a large quantity of food that’s thrown out before the New Year. Take your learnings from last year and create a list of what you actually need. If you only have 4 or 5 people for Christmas dinner, then don’t shop for 20!
Finally, don’t forget that for great advice on money management and planning for your financial future, you can avail of our complimentary expert advice today. Click here to make an appointment or call us on (01) 420 0991.
*Source: www.nca.ie. This information is intended only as a general guide and has no legal standing. Please note that Cornmarket cannot be held responsible for the content on external websites.