Income protection

Helps keep your finances healthy if you can't work because of illness or injury

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SIPTU Health Care Assistants Salary Protection Scheme

This scheme gives you a replacement income* to help you if you're ill, or injured, and can't work due to illness or injury.

It helps give financial security and peace of mind, when you may need it most.

What you get from salary protection

A benefit of up to 50% of salary*

Salary protection pays a replacement income of up to 50% of salary* – if you can't work due to illness or injury, and your sick pay has ceased.

*Less any other income to which you may be entitled e.g. half pay, Ill Health Early Retirement Pension, Temporary Rehabilitation Remuneration, State Illness or Invalidity Benefit. You must exhaust your employer’s sick leave entitlements and the scheme deferred period as noted in the policy document.

Tax relief

You're entitled to income tax relief on your full scheme membership premium.

We're committed to your claim

Our helpful and friendly team will guide you through the claims process.

Remember, we're not automatically notified if you’re absent from work due to illness or injury. If this happens, it's important to contact us as soon as you think your salary will cease.

To be eligible to claim from salary protection, you must meet the definition of disablement as defined in the policy document. Other terms, conditions and exclusions apply.

Eligible organisations/employers that can be covered under the scheme

You may apply to join the SIPTU Health Care Assistants Salary Protection Scheme if you are an employee under one of the following employers:

  • A Voluntary Agency funded under Section 38 of the Health Act 2004 (as listed below)
  • A hospital, owned and funded by the HSE and a member of one of the HSE Seven Hospital Groups
  • A Voluntary Public Hospital and a member of one of the HSE Seven Hospital Groups
  • A Private Hospital affiliated to the Private Hospitals Association
  • A Public Health Facility or Care Centre operated by the HSE

It's there when you need it

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How much does it cost?

Cornmarket and SIPTU work together to secure the best price and benefits for members of the SIPTU Health Care Assistants Salary Protection Scheme. When it comes to cost, you can benefit from the group purchasing power of your union.

The total scheme premium is 1.50% of gross salary.

You're entitled to income tax relief on your full scheme membership premium

Apply today

The SIPTU HCA Salary Protection Scheme Application Form

The SIPTU HCA Salary Protection Scheme Summary Booklet

Please review the Scheme documents above to apply for the Scheme, and click here to access our Terms of Business.

Send your completed application form to:

Cornmarket Group Financial Services Ltd.

Group Protection Department

Christchurch Square

FREEPOST F3976

Dublin 8

Need to make a claim?

Our helpful and friendly team will guide you through the claims process.

Call us on (01) 408 4018

What our customers say...

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Aviva Life & Pensions Ireland Designated Activity Company, trading as Aviva Life & Pensions Ireland and Friends First, is regulated by the Central Bank of Ireland.