Select your health insurance provider below:
1) Irish Life Health
2) Laya Healthcare
3) VHI Healthcare
Irish Life Health
Irish Life Health currently has direct payment agreements with all of their listed hospitals, so there’s no need to worry. They’ll settle the bill directly for all eligible costs under your health insurance plan. All you need to do is complete and sign the Irish Life Health claim form given to you by the hospital, which asks questions such as personal information and history of illness. If you are ever in doubt about whether you’re covered for a particular procedure, please call Irish Life Health directly on 1890 717717, before receiving any treatment. They will make it clear from the outset what exactly you are covered for regarding the specific procedure you need. Don’t forget to have your Irish Life Health membership number ready when you call.
Irish Life Health Maternity Claims
In general, in-patient maternity claims follow the same process as above. However, for unique maternity benefits such as 4D scans and cord blood stem cell preservation, eligible claims are processed on receipt and you don’t have to wait until the end of your policy year to do so. Please refer to your Irish Life Health / Aviva Health plan membership booklet for all relevant information in relation to Maternity Claims.
Irish Life Health Out-Patient Claims/Day-to-Day Claims
For all out-patient/day-to-day benefits, you must pay the provider (i.e. GP, physiotherapist) directly. Remember to keep all of your receipts in a safe place! Send your clearly marked, original receipts to Irish Life Health to ensure you’re reimbursed for all eligible treatments (within 3 months after your policy end date):
Irish Life Health Insurance Ltd.,
PO BOX 764,
The overall maximum amount of health insurance benefits per policy year on out-patient costs is €4,000, including out-patient scans.
Irish Life Health Overseas Treatment
Yet another great benefit of being an Irish Life Health member is Overseas Treatment. Please remember that all procedures carried out outside of Ireland must be pre-authorised by Irish Life Health, in advance of travelling abroad.
Irish Life Health Waiting Periods
It’s really important to understand your waiting periods, as they may affect your ability to claim. Don’t forget that there are no waiting periods for accident, injury or lifestyle benefits. Full details on claiming and waiting periods are available in your health insurance membership handbook, or by clicking here. Irish Life Health dac is regulated by the Central Bank of Ireland.
For information on how to process a claim with Laya Healthcare please click here
For information on how to process a claim with VHI Healthcare please click here