The Teachers’ Car Insurance Scheme is the right choice for you because it is tailored to meet the specific needs of teachers and their partners with benefits such as:
Comprehensive driving of other cars
Most car insurance policies offer you third party only cover when driving other cars. The Teachers’ comprehensive Car Insurance Select option goes one step further and provides you with automatic comprehensive car insurance cover when driving other cars. The car must be a privately owned vehicle and you cannot have any share or financial interest in it. The vehicle value must not exceed €50,000 and the vehicles engine size must not exceed 3,500cc.
Exclusive access to Cornmarket Extras
Cornmarket Extras is our exclusive loyalty programme for members of the Teachers Car Insurance Scheme which gives you access to great discounts on hotels, dining, fashion, travel and more from the brands you love.
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No claims bonus protection
Your car insurance policy will automatically protect your no claims bonus in the event of fire, theft, windscreen or malicious damage claims so that you do not lose your No Claims Bonus which you have carefully built up.
Step Back no claims bonus protection
Step Back no claims bonus protection will cover you in the event of a claim on your car insurance by stepping your no claims bonus back by 3 years.
Protected no claims discount for life
If you have had a full no claims discount on your car insurance and are on the Teachers Car Insurance Scheme for 7 years with Cornmarket, the underwriter will protect it free of charge for life.
Malicious damage cover on school grounds
You will be covered for malicious damage occurring while your car is parked in the designated parking area on school grounds (subject to an excess of €100).
24-hour Breakdown Rescue (including Driveway Assistance) & Windscreen Cover
All of our car insurance policies come with Breakdown Rescue and Windscreen Cover included as standard. Driveway Assistance is also included in the event that your car breaks down at home.
DAS Legal Protection Cover
As a Cornmarket car insurance policy holder, you are automatically protected by Europe’s leading legal expenses insurer, under the DAS Motor Legal Protection Plus programme. If you are involved in a motor accident, prosecuted for a motoring offence, have a motor contract dispute or need legal advice, the DAS Motor Legal Protection Plus programme is here to help you 24 hours a day, 365 days a year.
DAS Legal Expenses Insurance Company Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority of the United Kingdom and regulated by the Central Bank of Ireland for conduct of Business rules.
The standard policy excess on our Select car insurance product is €250 for drivers aged 25+ and €500 for drivers aged 17-24. These excess amounts can be reduced by €75 where an approved repairer is used.
On our Economy car insurance product, the standard excess is €500 for drivers aged 25+ and €800 for drivers aged 17-24.
These excess amounts can be reduced by €50 where an approved repairer is used.
For all of the above benefits, please refer to the car insurance policy booklet or schedule for full terms & conditions.