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Income Protection Plan for NUI Galway Employees

Could you and your family survive without your salary if you fell ill and were unable to work? If your answer is no, then you need Income Protection insurance.

The Income Protection Plan for NUI Galway Employees protects your salary against the impact of illness or disability, providing you with a replacement income* should you fall ill and become unable to work.

Exclusively available to NUI Galway employees, the security and benefits of this Cornmarket Income Protection Plan are not available anywhere else.

Key Benefits

  • A replacement income of up to 75% of your salary* if you fall ill and are unable to work
  • Tax relief on the contributions that you pay (find out more)
  • A claims service you can trust (find out more)

Why is Income Protection so important?


*Less any other income to which you may be entitled e.g. half pay, Ill Health Early Retirement Pension, Temporary Rehabilitation Remuneration, State Illness Benefit. You must exhaust your employer’s sick leave entitlements and the Plan deferred period as denoted in the Plan Summary Booklet.

Join now - call us on:

How much does it cost?

The Income Protection Plan for NUI Galway Employees is designed to be affordable for every member. It is remarkably good value because it’s negotiated on a special ‘group basis’ exclusively for members and harnesses the purchasing power of the collective.

The contribution rate is currently set at 0.86% of gross salary.

Tax Relief

You are eligible for tax relief at your highest rate of tax on the contributions that you pay.

This means that the net contribution rate is only 0.52% after tax relief is applied, if you are paying tax at the higher rate.

The Real Question is…

Can you afford not to have this Income Protection insurance in place for you and your family? Membership of the Plan is a small price to pay for the security and peace of mind that this cover provides.

Join now - call us on:

What do I need to know?

Income Protection is a simple, tax-efficient way to protect your family and livelihood in the event of illness or injury.

Full information about the Income Protection Plan for NUI Galway Employees can be accessed via the links below:

Review 2018

The 2018 review of the Plan has taken place. All changes to the Plan will take effect from the 1st October 2018 and the revised terms are intended to apply until 1st October 2022. Please use the link below to access the review document:

Should you have any queries, please call us on:

How to make a claim

Step-by-Step Guide

Please click here for a Step-by-Step Guide to making a claim from the Scheme.


Cornmarket is not automatically notified of your absence from work through illness. Ideally, we should be informed about approximately 8-9 weeks in advance of your salary reducing to half pay or ceasing altogether. As soon as you become aware that, due to illness or injury, your salary is likely to reduce to half pay or cease altogether, please let us know by:

Phone              (01) 408 4018

Online             Click here

Post                SPS Claims Department
                        Cornmarket Group Financial Services Ltd.
                        Christchurch Square
                        Dublin 8.

A Claims Service you can Trust

Cornmarket’s in-house, dedicated Salary Protection Claims Team are here if you ever need to make a claim. You can rest assured that it will be dealt with in the efficient, professional and sensitive manner that you deserve.

We’re here to help you.

Call us on (01) 408 4018 or click here to send us an email.

Important: You must remain an employee of the NUI Galway to remain an eligible member of the Income Protection Plan for NUI Galway Employees. If you leave the employment with the NUI Galway, you must inform Cornmarket in writing as you can no longer stay in the Plan and you will not be able to claim from it.


Irish Life Assurance plc is regulated by the Central Bank of Ireland.