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Public Sector Car Insurance

New customers get up to €200 off Public Sector Car Insurance!*

*Offer applies for new customers who take out a new policy between 01.01.24 & 30.06.24. Discounts are up to a maximum of 15% of the premium and are subject to a minimum premium of €400.76 (Aviva) or €405.73 (Allianz). Underwriter T&Cs apply.
Call us (01) 408 6226
Call us (01) 408 4020
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Public Sector Car Insurance Benefits

Public Sector employees and their partners will enjoy exclusive rates, great value and a huge range of benefits through the Public Sector Car Insurance Scheme. The scheme offers two levels of cover to suit different needs. Choose the best cover for you – at the best price.

Bonus Protection - it matters.

With cover for 2 unlimited claims over three years, we have you covered under the Premium Policy full Bonus Protection*.

Need to drive other cars?

The Premium Product Comprehensive policy gives you automatic, comprehensive cover when driving other cars. So you can get behind the wheel whenever you need to.

Stepback Bonus protect

We've made sure that on both our Premium and standard product you have StepBack bonus protection. This means that if you damage your car you'll only lose part of your no claims bonus.

We've highlighted the main benefits you'll enjoy on our Cornmarket Car Insurance Scheme policy. For full details of the terms and conditions, please read the policy document by clicking here. You'll find our terms of business here.

Public Sector Car Insurance Breakdown Rescue

You can always rely on us. All of our policies come with Mapfre Breakdown Rescue included. You're covered 24 hours, 365 days a year, anywhere in Ireland – from a busy motorway, to a country lane, to your very own driveway.

Getting going again

You get one hour free roadside labour if you breakdown when you're out and about.

Getting to a garage

It can be arranged for your car to be towed to your garage or a competent repairer. Whichever is closer.

Won't start at home?

Don’t worry if you can't get started when you're home, someone will be sent out to you there too.

Getting to where your going

Ensuring you and your passengers get to your destination, you are covered to the limit of €31 per person and a maximum of €127.

Replacement Car

Where it's needed a replacement car can be provided for up to 48 hours while the repairs are being carried out.

Can't go anywhere?

Overnight bed and breakfast accommodation can be provided (maximum €40 per person, €200 in total).

The exact details of these benefits will be arranged by Mapfre Breakdown at the time. The benefit which is offered is at the discretion of Mapfre Breakdown.

This is a summary of the main product benefits and features you'll enjoy on our Mapfre Breakdown Assistance policy. For full details of the terms and conditions, please check the policy documents. You can request these by phoning us on (01) 408 4004 and asking for a quote. You'll find our terms of business here.

Windscreen cover - Allglass

We work with Allglass Windscreens. Their fast, reliable service with great benefits means they’re Ireland’s favourite windscreen repairers – and our chosen partner. 

One call and it's done

Allglass' One call and it’s done service operates 24 hours, every day of the year. You'll talk to a friendly expert whenever you need to call.

You're covered, wherever you are

Allglass operates with 30 depots nationwide, and over 80 mobile units. So your windscreen will be fixed exactly when and where you need it.

A quick fix – of the highest quality

You won't wait long – Allglass is ready for your call. They aim to get to you within 90 minutes, including your first phone call.

An expert repair or the best replacement

Allglass offer an exceptional repair service, and their skilled professionals will only replace your windscreen if absolutely necessary – and it's the best option for you. Allglass are also able to realign your windscreen mounted cameras if your car is fitted with Advanced Driver Assistance System (ADAS), and they have been moved in the accident.

You'll find details of windscreen repair levels in your Policy booklet – remember to check these for any limitations in your cover. 

We recommended Allglass, Ireland's largest windscreen repairer.

Compare cover levels

Get a car insurance quote online today!

MOST POPULAR
Public Sector Car Insurance

Standard

Aviva

Underwritten by Aviva Insurance Ireland DAC.

INCLUDES
  • Stepback No Claims Bonus Protection
  • €300 excess
  • Driving of other cars (Third Party)
  • Malicious damage cover when parked in the designated parking spaces on work grounds
  • 24-hour Breakdown Rescue, Driveway Assistance & Windscreen cover
  • ARAG legal expenses cover
  • Car insured overseas (up to 90 days in a single trip)
  • €0 accidental damage excess when driving for work as a Nurse
  • Replacement locks cover with no excess and no impact on NCB
  • €500 cover for personal belongings with reduced €100 excess
  • Up to 10 days car hire provided
  • New for old in Year 1
See more
MOST POPULAR
Public Sector Car Insurance

Standard

Allianz

Underwritten by Allianz plc.

INCLUDES
  • Stepback No Claims Bonus Protection
  • No Claims Protection (fire, theft & windscreen)
  • €500 Excess
  • Driving of other cars - Third Party
  • Indemnity to employer free up to 8,000miles
  • 24- hour Breakdown Rescue, Driveway Assistance & Windscreen cover
  • ARAG legal Expenses Cover
  • Car Insured overseas (up to 60 days in single trip)
  • €750 for replacement locks
  • Up to 14 days car hire provided
  • Within 12 months, a new car will be provided
See more
MOST POPULAR
Public Sector Car Insurance

Premium

Aviva

Underwritten by Aviva Insurance Ireland DAC

INCLUDES
  • Full No Claims Bonus Protection
  • €125 excess
  • Driving of other cars - Comprehensive (where policy cover is comprehensive)
  • Malicious damage cover when parked in the designated parking spaces on work grounds
  • 24-hour Breakdown Rescue, Driveway Assistance & Windscreen cover
  • ARAG legal expenses cover
  • Car insured overseas (up to 90 days in a single trip)
  • Replacement locks cover with no excess and no impact on NCB
  • €500 cover for personal belongings with reduced €100 excess
  • Up to 10 days car hire provided
  • New for old in Year 1
  • NCB protection - accidents involving an uninsured driver
  • Car value Top Up
See more
MOST POPULAR
Public Sector Car Insurance

Premium

Allianz

Underwritten by Allianz plc.

INCLUDES
  • Full No Claims Bonus Protecetion
  • Step Back No Claims Bonus Protection
  • No Claims Bonus Protection (fire, theft & windscreen)
  • €250 Excess
  • Driving of other cars - Comprehensive (where policy cover is Comprehensive)
  • Indemnity to employer free up to 8,000 miles
  • 24- hour Breakdown Rescue, Driveaway Assistance & Windscreen cover
  • ARAG legal Expenses Cover
  • Car insured overseas (up to 60 days in single trip)
  • €750 for replacement locks
  • Up to 14 days car hire provided
  • Within 12 months, a new car will be provided
  • €200 Accident Benefit
See more

Public Sector Car Insurance Scheme Documents

Public Sector Benefit sheet

valid from 01/01/2023

View Document

Allianz’s Public Sector Car Insurance scheme

valid from 01/01/2023

View Document

Aviva’s Public Sector Car Insurance Scheme

For policies starting with MY97 and taken out on or after 01/10/2022

View Document

Motor Breakdown Rescue -provided by Mapfre Assist

valid from 01/07/2021

View Document

ARAG Legal Protection Limited

Valid from 26/06/20

View Document

Public Sector Benefit sheet

Valid from 10/10/2022

View Document

Allianz’s Public Sector Car Insurance Scheme

(valid from 01/01/2018)

View Document

Allianz Car Insurance Benefit Sheet

Valid from 01/11/2021

View Document

Scheme Features & Benefits Booklet

(valid from 01/01/2018)

View Document

Motor Breakdown Rescue

Motor Breakdown Rescue Membership Certificate valid from 01/01/2018. (Please check your policy documentation as the above cover is not automatically included in all motor insurance products).

View Document

DAS Motor Legal Protection Plus Policy Booklet

Valid from 01/01/2018. (Please check your policy documentation as the above cover is not automatically included in all motor insurance products).

View Document

Need to claim?

We hope it never happens, but if you have an accident, immediately contact the Gardai. Check the details of your insurer on your car insurance certificate. Then call your car insurance provider on the number below. We'll be there to help too.

Find your insurer

Motor articles from our blog

Some of our Car Insurance FAQs

*No Claims Bonus protection noted above is provided by the Aviva Public Sector product. Cover may vary with other providers.

The Cornmarket Car Insurance Scheme is devised and administrated by Cornmarket Group Financial Services Ltd. Cornmarket has products underwritten by Allianz plc and Aviva Insurance Ireland DAC.

Cornmarket Group Financial Services Ltd. is regulated by the Central Bank of Ireland.

Allianz plc is regulated by the Central Bank of Ireland. The insurers reserve the right to amend policy terms and conditions. For full terms and conditions please refer to policy guide/insurance certificate.

Aviva Insurance Ireland Designated Activity Company, trading as Aviva, is regulated by the Central Bank of Ireland. A private company limited by shares. Aviva Insurance Ireland Limited, Cherrywood Business Park, Dublin, D18 W2P5. For full details of your insurance cover, please read your Statement of Fact, your Schedule, and your Policy Terms and Conditions as together they form the basis of your contract with Aviva Insurance Ireland DAC who is the underwriter of your car insurance policy.

MAPFRE ASISTENCIA Compania de Seguros y Reaseguros SA trading as MAPFRE ASSISTANCE Agency Ireland and MAPFRE WARRANTY is authorised by the Direccion General de Seguros y Fondos de Pensiones del Ministerio de Economia y Hacienda in Spain, and is regulated by the Central Bank of Ireland for conduct of business rules.

Please note: Fórsa facilitates four Scheme Schemes through Cornmarket, namely the Fórsa Salary Protection Scheme, Fórsa related AVC Scheme, the Fórsa Car Insurance Scheme and the Fórsa Home Insurance Scheme. All advice provided by Cornmarket, whether in respect of Fórsa facilitated Schemes or otherwise, and meetings organised in the course of visiting a workplace are solely the responsibility of Cornmarket.