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Safer Drivers Get Up To 60% OFF

The Teachers’ Car Insurance Scheme has grown to over 31,000 members since it began in 1982.  As a result of the size of the Scheme we have been able to negotiate some highly competitive rates, for ASTI, INTO, TUI and IFUT members (and their partners). In addition we can also offer safer drivers a discount on their car insurance of up to 60% if you have been claims free for the past 5 years (subject to a minimum premium of €307.63, inclusive of Government levy).

 

You can also get great car insurance benefits such as:

  • Comprehensive driving of other cars  
  • Full No Claims Bonus Protection – 1 unlimited claim in a 3 year period
  • Step Back No Claims Bonus Protection
  • Malicious damage cover when parked in the designated parking spaces on school grounds (€100 excess with no effect on your No Claims Bonus)  
  • 24-hour Breakdown Rescue, Driveway Assistance & Windscreen cover
  • Low excess of only €175 (when you use an approved repairer and are over 25 years of age).

Please see our table below for the full list of the features and benefits of our Select and Economy policy options. 

 

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Why is this right for me?

The Teachers’ Car Insurance Scheme is the right choice for you because it is tailored to meet the specific needs of teachers and their partners with benefits such as:

Comprehensive driving of other cars

Most car insurance policies offer you third party only cover when driving other cars. The Teachers’ comprehensive Car Insurance Select option goes one step further and provides you with automatic comprehensive car insurance cover when driving other cars.

No claims bonus protection

Your car insurance policy will automatically protect your no claims bonus in the event of fire, theft, windscreen or malicious damage claims so that you do not lose your No Claims Bonus which you have carefully built up.

Step Back no claims bonus protection

Step Back no claims bonus protection will cover you in the event of a claim on your car insurance by stepping your no claims bonus back by 3 years.

Protected no claims discount for life

If you have had a full no claims discount on your car insurance and are on the Teachers Car Insurance Scheme for 7 years with Cornmarket, the underwriter will protect it free of charge for life.

Malicious damage cover in school grounds

You will be covered for malicious damage occurring while your car is parked in the designated parking area on school grounds (subject to an excess of €100).

24-hour Breakdown Rescue (including Driveway Assistance) & Windscreen Cover

All of our car insurance policies come with Breakdown Rescue and Windscreen Cover included as standard. Driveway Assistance is also included in the event that your car breaks down at home.

DAS Legal Protection Cover

As a Cornmarket car insurance policy holder, you are automatically protected by Europe’s leading legal expenses insurer, under the DAS Motor Legal Protection Plus programme. If you are involved in a motor accident, prosecuted for a motoring offence, have a motor contract dispute or need legal advice, the DAS Motor Legal Protection Plus programme is here to help you 24 hours a day, 365 days a year.

DAS Legal Expenses Insurance Company Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority of the United Kingdom and regulated by the Central Bank of Ireland for conduct of Business rules.

Reduced Excess

The standard policy excess on our Select car insurance product is €250 for drivers aged 25+ and €500 for drivers aged 17-24. These excess amounts can be reduced by €75 where an approved repairer is used.

 

On our Economy car insurance product, the standard excess is €500 for drivers aged 25+ and €800 for drivers aged 17-24.

These excess amounts can be reduced by €50 where an approved repairer is used.

For all of the above benefits, please refer to the car insurance policy booklet or schedule for full terms & conditions.

What do I need to know?

How do I pay my car insurance premium?

You can pay your car insurance premium by credit card, charge card, debit card, direct debit, cheque or bank draft. Please note that a charge of €10 may be applied to payments by credit card, charge card or debit card in order to cover the cost charged by the card provider. We are sorry, but we are unable to accept cash payments.

What type of car insurance cover can I buy?

The Teachers' Car Insurance Scheme allows ASTI, INTO, TUI and IFUT Members (and their partners) to choose the level of cover and price they need with our Select and Economy car insurance cover options. Our Select car insurance cover is our competitively priced option with an extensive range of benefits, while our Economy car insurance policy provides you with basic essential cover at a lower price.

Can I add a named driver to my car insurance policy?

You can add a named driver (from the age of 17) with a full or provisional licence.

I am a retired teacher; can I join the Teachers' Car Insurance Scheme?

Yes. Retired teachers are welcome to join the Scheme regardless of age.

What is the phone number for the Motor Breakdown Rescue service?

You can reach the 24-hour accident and breakdown service on 1800 377 700.

Can my spouse or partner join the Teachers' Car Insurance Scheme?

Your spouse or partner may also join the Teachers' Car Insurance Scheme and avail of its many benefits, once their occupation is a ‘Class 1 occupation’. Please call (01) 408 4020 for further information.

Am I covered for malicious damage while my car is parked on the school grounds?

Yes, the standard policy excess is €100 for malicious damage claims if you choose to insure your car under the Teachers' Select Car Insurance policy when your vehicle is parked on school grounds. Such claims will not affect your No Claims Bonus.

Can I drive my car abroad?

Select policyholders are covered to use their car in the EU for up to 60 days (in a single trip). Please contact our Customer Service Team on (01) 408 4020 in advance of your journey, so that we can arrange an extension to your car insurance policy cover.

What should I do if my car is stolen?

If your car is stolen you must firstly notify the Gardai, check the details of your insurer on your car insurance certificate and notify the insurer of your car insurance policy on the relevant phone number below.

 

AXA

1890 247 365

Aviva

1890 666 888

RSA

1890 924 228

Zurich

1890 208 408

 

 

Existing Customers

If you’re an existing Cornmarket car insurance customer and you need to make a change to your current car insurance policy, our Customer Service Team will be on hand to help ensure you have the adequate level of car insurance cover you need.

Whether you want to add a driver to your car insurance policy, change your address, add a temporary vehicle, plan on taking your car abroad or you change your car, in one short phone call our Car Insurance Experts will discuss the changes to your policy that you need and will advise if there will be any additional charge to your car insurance premium or any change to the terms and conditions of your car insurance policy.

Please refer to your car insurance policy booklet for details of any alteration in risk which you must inform us about.

You can reach our Car Insurance Customer Service Team on (01) 408 4020.

How to make a claim

What should I do if I have been involved in an accident, and need to make a claim on my car insurance?

If you are involved in an accident you should firstly contact the Gardai, check the details of your insurer on your car insurance certificate and notify the insurer of your car insurance policy on their phone number below.

 

AXA

1890 247 365

Aviva

1890 666 888

RSA

1890 924 228

Zurich

1890 208 408

Choosing the right cover!

With the Teachers' Car Insurance Scheme you can choose the level of car insurance cover and price that's right for you:

Car Insurance Benefit

Economy

Select 

Excess

€450*

€175*

Windscreen cover

 €400**

 €600** 

Windscreen replacement excess

None

None

24 hour motor breakdown assistance

Legal expenses cover

Driving other cars - third party cover

NCB protection - fire  / theft / windscreen

Uninsured driving protection

X

NCB Step back - 3 years

optional extra

Driving other cars - comprehensive

X

NCB protection - 1 unlimited claim

X

NCB protection - max for life***

X

Car hire

X

Personal belongings cover

X

Personal compensation

X

NCB protection - malicious damage cover in designated parking space on school grounds

X

Fire Brigade charges

X

NCB protection - replacement locks

X

New for old in year 1

X

Child seat replacement

X

Audio/Sat Nav cover

X

 

The above table provides a summary of the main car insurance product benefits and features. For full details of the terms and conditions, please consult the car insurance policy document – a copy of which is available on request by phoning us on (01) 470 8043 or alternatively by clicking here.

*The standard policy excess on Select is €250 for drivers aged 25+ and €500 for drivers aged 17 - 24. These excess amounts can be reduced by €75 where an approved repairer is used. On Economy product, the standard excess is €500 for drivers aged 25+ and €800 for drivers aged 17-24.  These excess amounts can be reduced by €50 where an approved repairer is used.  Please refer to the car insurance policy booklet or schedule for full terms & conditions. In the event of a claim arising from a vehicle being driven in to water, the applicable excess will be doubled.

**If you use the recommended windscreen repairer, All-Glass 1890 809 808, up to €600 cover applies for Select policies & €400 for Economy. If you do not use the recommended windscreen repairer the maximum amount payable is €225. No excess applies for windscreen repairs or replacement.

***Eligibility criteria, terms and conditions apply. 

For a copy of our car insurance terms of business, please click here.

RSA Insurance Ireland DAC trading as RSA is regulated by the Central Bank of Ireland.