Welcome to the Fórsa Salary Protection Scheme

for Civil and Public Servants

Automatic (Auto) Access & your 9 Months' Free Cover!

As a valued Fórsa member, eligible members get Auto Access to the Scheme with the first 9 months' of membership completely free of charge! For more information, check out your welcome pack.

Benefits for you and your family!

Disability Benefit

Cover for up to 75% of salary if you are unable to work due to illness or injury, less any other income that you may be entitled to (e.g. half pay, Ill Health Early Retirement Pension, Temporary Rehabilitation Remuneration, State Illness Benefit or State Invalidity Pension).

Please see Disability Benefit limitations and restrictions for members who join through Auto Access here.

Death Benefit

A benefit of twice your annual salary.

  • Accidental Death Benefit - €15,000
  • Terminal Illness Benefit - 25% of Death Benefit
  • Children’s Death Benefit - €5,000

Please see Death Benefit waiting period for members who join through Auto Access here

Full Specified Illness Benefit

A once-off lump sum of 25% of your annual salary, less €5,000 will be paid if you are diagnosed with one of the Full Specified Illnesses covered.

Only one Full Specified Illness Benefit claim may be made per member and cover ceases. This benefit has a minimum once-off lump sum of €5,000. This means if a 25% Serious Illness Benefit payment were to equate to €5,000, the €5,000 deduction does not apply and the €5,000 minimum benefit will be paid.

For a full list of Specified Illnesses covered, and the policy definition/criteria of each illness, please see the Scheme Summary Booklet available here.

Additional Specified Illness Benefit

A once-off lump sum of €15,000 or 12.5% of your annual salary (whichever is less) if you are diagnosed with one of the less severe, but still life altering, illnesses covered. Only one claim may be made on Partial Payment Specified Illness Benefit per member.

For a full list of Additional Specified Illnesses covered, and the policy definition/criteria of each illness, please see the Scheme Summary Booklet available here.

Children’s Specified Illness Benefit

An additional benefit of €15,000 if your child is diagnosed with a Specified Illness or €7,500 if your child is diagnosed with a Additional Specified Illness. This benefit ceases on your child’s 21st birthday. This benefit is payable once per member.

Medical Immunity Benefit

Entitles members to join the Cornmarket Retired Members’ Life Cover Plan at retirement without medical underwriting (underwritten by Irish Life). The Plan pays a tax-free lump sum to your estate in the event of your death.

Additional benefits…

We want our customers to get more from their Salary Protection membership.

MyDoc

MyDoc is an easy, online healthcare service for you, your spouse/partner and dependent family members living with you. MyDoc is available to Fórsa Salary Protection Scheme members.

Learn more

Scheme information

The Fórsa Salary Protection Scheme Summary Booklet

The Fórsa Salary Protection Scheme Review Booklet

We’re here for every step of your financial journey

Your financial needs, wants and demands change throughout your life. We're here to help you navigate your financial future.

Financial Planning Service

We’ll review your finances, to find the best ways to make the most of your money.

Retirement Planning Service

We’ll help you achieve the best possible retirement, by creating a plan to help you reach your goals.

MyDoc is provided by HealthHero and distributed by Cornmarket. Full terms and conditions regarding the MyDoc service, provided by HealthHero can be found at www.healthhero.com/terms-and-conditions. MyDoc is not a regulated financial product. The ongoing availability of the MyDoc service is not guaranteed and may be withdrawn. If this was to occur Cornmarket will contact you regarding this.

The Scheme was previously underwritten until 31st May 2025 by New Ireland Assurance Company plc.

New Ireland Assurance Company plc is regulated by the Central Bank of Ireland. A member of Bank of Ireland Group.

The Scheme is underwritten from 1st June 2025 by Irish Life Assurance plc.

The Cornmarket Retired Members’ Life Cover Plan is provided by Irish Life Assurance plc.

Irish Life Assurance plc is regulated by the Central Bank of Ireland.