The Cornmarket Retired Members' Life Cover Plan

Get 3 Months’ FREE Membership!†

Call us on (01) 420 6773

People are living longer and have more demands in retirement than ever before. They continue to need a level of life cover to ensure their loved ones are financially secure if they die.

The Cornmarket Retired Members’ Life Cover Plan is designed to give you this vital security and peace of mind, with cover and benefits until you reach age 85.

Get 3 Months’ FREE Membership!†

We know that you need peace of mind now more than ever. That's why we're delighted to offer 3 Months’ FREE membership of the Retired Members’ Life Cover Plan† to eligible members who apply to join the Plan for the first time.

Apply to join today! Call (01) 420 6771

†Terms, conditions & exclusions apply, click here for details. This offer is not available to existing members of any Retired Members’ Life Cover Plans administered by Cornmarket. If you are eligible for this offer and are accepted as a member of the Plan, your Plan premiums will commence 3 months after the date you are accepted into the Plan and cover commences.

Life cover

When you die, the Plan provides a tax-free lump sum to those you have left behind. How much depends on the age you are when you die.

Age at death
Amount of cover
180% x salary*
120% x salary
90% x salary
60% x salary
24% x salary

*For the definition of salary, please see the Cornmarket Retired Members’ Life Cover Plan Summary Booklet below. **Cover and benefits end at age 85.

MyDoc, online GP services

MyDoc, an easy online healthcare service, is now available to members of the Cornmarket Retired Members’ Life Cover Plan. This means Plan members and their family can book free consultations with a doctor, get prescriptions, sick certs and open referral letters to private care, whenever and wherever they need to!

Learn more

Join today

What do I need to know?

1. Who can join the plan?

Public Sector employees who are over age 50 and age 70 or under can apply to join the plan.

You must apply within the 6 months before or 12 months after:

  • your retirement date or
  • the date you reach the ceasing age of your scheme/plan. whichever is earliest. If you are a claimant please refer to page 8 of the Plan booklet here.

2. How do I join the plan?

There are 3 entry routes into the plan. Please see below for the route that is relevant for you:

1. Auto-Entry

If you are automatically entered into the plan by your employer, there is no application or medical information needed.

2. Preferential Entry

If you are a member of one of the Cornmarket Salary/Income Protection Schemes listed on page 9 here - then you do not need to provide medical information on your application form.

3. Standard Entry

If you are unable to join the plan using either route 1 or 2, then you need to complete an application form and provide medical information.

3. What salary is my cover based on?

If you're retired

Your cover is based on your pensionable salary. This includes your basic salary at retirement, plus the average of your fluctuating pensionable earnings over the three years before you retired.

If you're working

Your cover is based on your current salary. This includes your current gross annual salary, plus an average of any other payments you've received in the last three years (these are taken into account for Superannuation purposes).

Please note: if you join while you are still working, please make sure to tell us your pensionable salary on retirement. Please see the Plan Summary Booklet for more information.

How much does the Cornmarket Retired Members’ Life Cover Plan cost?

The plan is designed to be affordable for all Public Sector employees, with rates and benefits that are negotiated on a special ‘group basis’.

The plan currently costs 0.55% of your salary*.

*For more information on salary, please see Q3 above 'What salary is my cover based on?'

Apply now

The Cornmarket Retired Members’ Life Cover Plan Application Form

The Cornmarket Retired Members’ Life Cover Plan Review Booklet

The Cornmarket Retired Members’ Life Cover Plan Summary Booklet

Please review the Plan documents above to apply for the Plan, and click here to access our Terms of Business.

Send your completed application form to:

Cornmarket Group Financial Services Ltd.

Group Protection Department

Christchurch Square


Why choose us?

We’ve helped public sector workers and their families in retirement for almost 50 years. So we understand your needs.

Our team of experts will help your loved ones if they need to claim – guiding them through every stage.

Join today

The Cornmarket Retired Members' Life Cover Plan is underwritten by Irish Life Assurance plc. Irish Life Assurance plc is regulated by the Central Bank of Ireland.