Insurance Life Insurance

Life Insurance

Want to WIN €2,500?*

Request a life insurance quote before 30th June!**

Call (01) 408 6288 Call me back

 

What is life insurance?

A life insurance policy protects your loved ones and gives you peace of mind. It pays a lump sum when you die and means that, whatever happens, those you love most are taken care of financially. We make life insurance easy by providing low-cost life insurance and saving your time.

  • Low cost

    from just 33c per day***

  • Save time

    we’ll do the work for you

  • Great benefits

    more than just life cover†

Don’t put off reviewing your life cover

Get a quote before 30th June & you could win €2,500*

Plus get €100 cashback when you take out a policy!**

Get your FREE Life Insurance Review today!

Call (01) 408 6288
Call me back

Here's what we do for you

Review your cover

By telephone or video call from the comfort of your home, which could save you time and money

Get your level of cover right

By reviewing your and your partner’s life cover needs (if applicable). An imbalance of cover is really common in Public Sector & Private Sector households…we can help!

Extra 2.5% discount

On Aviva policies (subject to a minimum premium of €10 per month)

Access to a range of other benefits

Including Aviva’s Best Doctors Second Medical Opinion and Family Care†

Get your FREE Life Insurance Review today!

Call (01) 408 6288
Call me back

Watch our Life Insurance videos!

Get your balance of cover right

We make Life Insurance easy

Things to think about

Why review my cover?

A life insurance review ensures your cover is the right fit for your life right now. It could also save you money.

Changing times, changing cover

Just think of all the big milestones in life: marriage, children, buying a home, school and university, new jobs, reductions in mortgage over the years and beyond. The reality is that life changes, so your cover should too.

New & improved policies

Not all life insurance policies are the same. There are always new and improved policies on the market, at better prices. So it makes sense to review and shop around.

Don't let your cover fall short

Keep in mind that what you need to be insured for and what you are actually insured for may differ! You could have a protection shortfall if haven’t reviewed your policy for some time.

Lifelong protection

You may feel like life insurance isn't for you yet. Or that you don't need to review the cover you already have. But life stages come and go, bringing changes in your circumstances that impact the type of life cover you need. A review of your cover will make sure that it's updated to fit your ever-changing needs. It might even save you some money! Here are the main reasons why it’s important to take out or review your life insurance at different stages in your life:

In your 20s & 30s

  • Married with children? You’re young, but you may have a partner or children. If you have people who are financially dependent on you, then they should be included in your cover. Young children often increase your life cover need, so it's vital that your policy is the right fit.
  • New home, new cover? When you buy a house, it’s common to take out the mortgage protection offered by your mortgage provider. But remember this might not be the best rate or term for your needs. So it's really important to shop around for better cover at a better price.

In your 40s

  • Changes in mortgage: As you pay off your mortgage, the level of cover you need decreases over time. Or if you’ve taken on a new mortgage for a new home or house renovation, you’ll need to review your cover accordingly.
  • Changes in your health: If you’ve quit smoking, become more active and lost weight, or improved your diet and reduced your blood pressure, this can change the cost of your life cover; so find out if you can cut costs!
  • Family changes: As your family grows, more people depend on you financially so they should be included in your cover. You might also consider financial protection for your parents, in case they became ill or needed nursing home care in the future.
  • Other policies: You may have other policies that include an element of life cover, so check your policies as a whole to make sure you’re not over-insured, and that you have the right cover in place.

In your 50s & 60s

  • Financial status: Your financial status may change as you move through life due to changes in income, loans or mortgages, or children no longer financially depending on you. All of this can affect the cover you need.
  • Providing for your children: Your children may add financial demands to your cover through third level education fees, wedding costs or even house deposits.
  • Inheritance tax: Your children may require extra financial protection for any inheritance tax bills which can be included in your life cover.
  • Future needs: The future needs of your spouse or partner can be added to your life insurance – for example cover for home care or nursing in later years.

Get your FREE Life Insurance Review today!

Call (01) 408 6288
Call me back

Why choose us?

In one quick phone call, our friendly experts find the right cover for your needs and get you the lowest price on the policies that we quote. Because finding the right life insurance shouldn’t get in the way of living life!

Security if you're sick

Specified illness cover is financial protection if you get sick. It gives you a lump sum to help with the additional costs that can come with dealing with an illness. With this cover in place, you can just focus on getting better.

Find out more

Mortgage protection

Your home protects you – and mortgage protection safeguards your home. It pays off your mortgage if you die, so the people left behind are secure. It’s vital cover, from the day you buy your home until your mortgage is paid.

Your bank will suggest a policy for you, but it might not be the best fit for your needs. Insurers are always offering new policies, at better prices, so when it's time to renew... make sure you review!

Find out more

Advice on life insurance from our blog

Life Insurance

Life Insurance - What an advisor can offer

Our expert advisors will help you choose the right life insurance for you and your loved ones.

Read more
Life Insurance

Types of life insurance

There are a number of types of life insurance, to suit different needs. This handy guide outlines the different options avail...

Read more
Life Insurance

Life Insurance - Am I over or under-insured

Life stages come and go, bringing changes in your circumstances – which will impact on the type of life cover you need. A rev...

Read more
Life Insurance

Is your life cover right for you?

As with any insurance policy, it’s important to review your life cover on a regular basis to ensure that you’ve got the right...

Read more
Life Insurance

The New Parents’ Guide to Life Insurance

You may have just started planning a family or even just welcomed your first little one into the world. Either way, becoming ...

Read more

Frequently Asked Questions

Go to FAQs

Get your FREE Life Insurance Review today!

Call (01) 408 6288
Call me back

*Terms of the Draw: You will be entered into the prize draw when you request a life insurance quote from Cornmarket via email, webform or telephone call, or complete a Financial Health Check with a Cornmarket Consultant between 01/01/23 and 30/06/23. You can opt out of the draw by contacting us at dataprotection@cornmarket.ie before 07/07/2023. A cheque for €2,500 will be made payable to the prize winner. Prize draw is open to persons aged 18 and over who are ROI residents. This prize draw excludes any employee of Cornmarket and anyone directly or professionally associated with the draw. Entries not submitted in accordance with these rules or delayed entries will be disqualified. A winner will be drawn at random by an independent adjudicator on 07/07/2023 and will be informed by e-mail or telephone call within 3 working days of the draw. There will be one winner of the €2,500 prize. The winner’s details will be available upon request. The promoter’s decision is final, and no correspondence will be entered into. The promoter, Cornmarket Group Financial Services Ltd. reserves the right to alter, amend and foreclose the promotion without prior notice.

**Terms: To be eligible to avail of this offer of €100 cashback, you must take out a Life Insurance, Mortgage Protection or Specified Illness Cover policy with Cornmarket between 1st January and 31st December 2023 which has a minimum premium of €20 per month. €100 will be transferred to clients via an Electronic Funds Transfer (EFT) 6 months after cover and premiums commence. You must be paying premiums to receive the €100 cashback. This cashback will be paid into your account by Aviva, the underwriter of your Life Insurance Policy.

***Based on a male/female, non-smoker aged 30, for €120,000 Level Term Cover with conversion, over a 20 year term, with a minimum premium of €10.10 per month. Source: Cornmarket, 03/08/21.

†Depending on the policy you take out, additional benefits may include: Best Doctor, MyDoc, among others. This will be confirmed by your Cornmarket consultant.

Aviva Life & Pensions Ireland Designated Activity Company, a private company limited by shares. Aviva Life & Pensions Ireland Designated Activity Company, trading as Aviva Life & Pensions Ireland and Friends First, is regulated by the Central Bank of Ireland.

Irish Life Assurance plc is regulated by the Central Bank of Ireland.