If you claim, we have protection for your no claims bonus
With Aviva’s No Claims Bonus Protection you’re free to make one claim up to €3,000 in a three year period – without affecting your no claims bonus.
New customers get €100 off your home insurance online today!*
*Offer applies for new customers who buy online and whose policy starts between 01.04.23 & 30.09.23. Discounts are subject to a minimum premium of €335.52 (Allianz) or €279.92 (Aviva). Underwriter T&Cs apply.
Your home is your most valuable asset. You need to know it’s in safe hands. We'll find the best cover for your needs at the best price for you. You'll also enjoy these great benefits:
With Aviva’s No Claims Bonus Protection you’re free to make one claim up to €3,000 in a three year period – without affecting your no claims bonus.
You can enjoy cover for Accidental Damage to buildings caused by you, and accidents around the house, like kids kicking a ball through a window, or you bursting a pipe doing DIY. Cover for Accidental Damage to contents means you can be covered for accidents like scratching your dining-room table or spilling wine on the sofa.
You’re covered for up to €2,000 in any claims resulting from the loss of credit/debit/charge cards & cheques for you or your spouse with our Aviva policy, with Zero Excess.
With the benefit of unspecifed all risks you can have cover for items when you are out and about. These items like smartphones, cameras, & personal effects don’t even need to be named on your policy. They are covered up to the value of €2,000 for one item, with no excess.
We've highlighted the main benefits you'll enjoy with Allianz Home Insurance and Aviva Home Insurance products. For full details of the terms and conditions, please read the policy document relevant to your policy below. You'll find our terms of business here.
Feel safe, day and night, with HomeRescue. It’s a 24-hour, 365 days-a-year nationwide home emergency service. It can work in combination with your home insurance policy – giving you double protection. HomeRescue will provide emergency repairs to secure your home, and prevent further loss or damage, in the event of the following:
Breakdown or damage to piping, leaks from sanitary fixtures and fittings, and damage to internal electrical installations.
Failure of your home electrical supply as a result of a fault or damage to internal electrical installations.
Your home being made insecure, or entry is impeded due to loss or theft of keys or damage to locks (for instance a child may have locked themselves in a room).
Storm damage or any other accidental damage to the roof, which makes your home insecure.
Broken glazing of external windows or doors, making your home insecure.
MAPFRE ASSISTANCE cover the cost of the callout, labour and materials which are necessary for the emergency repair – up to €127 for each incident (€254 in the case of 5 above). If the repairs exceed these maximums you will need to pay the difference.
Your HomeRescue provider is MAPRE ASSISTANCE
Call 1800 992 600
To help you make sure you get the right cover have a look at what some of the key terms actually mean.
It is not the market value of your home you should insure, it is the estimated cost to rebuild and replace the entire home. It’s important to know your “home” is much bigger than the four walls around you. The word “home” generally refers to: The Home and its domestic outbuildings, garages, greenhouses, sanitary fixtures, swimming pools, tennis courts, patios, terraces, drives, footpaths, walls, gates, hedges, fences, aerials, satellite aerials and their fittings and masts, including landlord’s fixtures and fittings, all on the same site.
This may seem complicated but really, you need to keep in mind; you are insuring your house and the area around it for which you, the homeowner, are responsible. If you are in doubt, the Chartered Surveyors of Ireland website has an easy to use calculator to guide you, but please remember Cornmarket cannot be held responsible for information held on external websites.
Take the time to consider the amount you are covering your buildings for. Having your buildings figure stated too high can mean you are paying a premium that you will get no value for. Having your buildings figure stated too low could mean you don’t have the cover you thought you had.
As with your home, you should insure your contents for what it would cost to replace them. When it comes to assets within your home, contents are defined as: All property including business equipment, valuables, clothing, personal effects and money in your home or in its domestic outbuildings, garages or greenhouses owned by any member of your household or for which they are responsible. (An easy way to look at it; all items that would fall out if you turned the house upside down!) Remember tools and equipment kept in outbuildings or garages need to be taken into account when deciding on the amount of cover you require. For particularly valuable items, you should consider separate specific all-risks cover.
Get a home insurance quote today!
This gives you vital protection for your main residence. You are covered for damage to the building, loss or damage to contents and may also cover costs if you accidentally damage another person's property or if a visitor is injured at your home.
For details please see Your benefits
If you’re a landlord, we’ll make sure you’ve got the best cover for you and your tenants. Our great benefits:
For more details please see Landlord Insurance benefits
Protect your holiday home with benefits:
Make sure your home away from home is protected even when you aren’t there.
Features & Benefits Booklet (valid from 01/01/2018) For policies starting in "AL"
View DocumentValid from 01/01/2018 For policies starting in "AL"
View DocumentValid from 01/11/2021
View DocumentValid from 01/07/2021
View DocumentValid from 01/02/2019 until 31/05/21 For policies starting in “HY” or “HYHC”
View DocumentValid from 01/12/20
View DocumentValid from 01/01/2018 For policies starting in "HY" or "HYHC"
View DocumentValid from 01/02/2019 For policies starting in "HY" or "HYHC"
View DocumentValid from 01/01/2018 For policies starting in "HY" or "HYHC"
View DocumentValid from 01/01/2018 Please check your policy documentation as the above cover is not automatically included in all home insurance products
View DocumentWe hope it never happens, but if you have an accident, immediately contact the Gardaí. Check the details of your insurer on your home insurance certificate. Then select your insurer from the dropdown opposite and call your home insurer on the appropriate number. We'll be there to help too.
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Read moreAllianz plc is regulated by the Central Bank of Ireland.
Aviva Insurance Ireland Designated Activity Company, trading as Aviva, is regulated by the Central Bank of Ireland. A private company limited by shares. Aviva Insurance Ireland Limited, Cherrywood Business Park, Dublin, D18 W2P5.