Income protection

Helps keep your finances healthy if you can't work because of illness or injury

Call us (01) 470 8078

What is income protection insurance?

Income protection insurance is designed to provide you with a replacement income of up to 75% of your salary* if you’re ill or injured, and can’t work. It helps give financial security and peace of mind, so you can focus on getting better.

6 Months’ FREE Income Protection*

All eligible members of certain unions & groups who are under age 40 will get 6 months’ FREE Income Protection* when they apply to join for the first time before 31st December 2021.

Enjoy the great benefits of Income Protection, and pay nothing for the first 6 months!

Click below to find out more & for a list of the unions/groups that are eligible.

Find out more

Join today

Call us, request a call back, or talk to us on web chat now!

What you get from income protection

Up to 75% of your salary*

An income protection policy gives you a replacement income of up to 75% of your annual salary* – if you can't work due to illness or injury, and your sick pay has reduced to half pay or ceased altogether.

*Up to 75% less any other income to which you may be entitled e.g. half pay, Ill Health Early Retirement Pension, Temporary Rehabilitation Remuneration, State Illness or Invalidity Benefit. Please note, some plans have a lower benefit amount. You can submit an income protection claim when you have used up your employer’s sick leave entitlements and passed the scheme ‘deferred period’. Simply put, that’s the time that must pass before benefit is paid.

Life Cover Benefit

Some of our income protection insurance plans provide a lump sum of twice your annual salary in the event of your death. This can help pay bills, mortgage or funeral costs – providing relief at a difficult time.

Specified Illness Benefit

Where this benefit is included in the plan you receive a once off lump sum if you are diagnosed with a specified illness listed in the policy.

Tax relief

You're entitled to income tax relief on your disability benefit premium.

We're committed to your claim

Our helpful and friendly team will guide you through the process of an income protection claim.

Remember, we're not automatically notified if you’re absent from work due to illness or injury. If this happens, it's important to contact us as soon as you think your salary will be affected in order to claim income protection cover.

To be eligible to claim from income/salary protection, you must meet the definition of disablement as defined in the policy document. Other terms, conditions and exclusions apply.

It’s there when you need it

Join today

Call us, request a call back, or talk to us on web chat now!

Need to make a claim?

Our helpful and friendly team will guide you through the claims process.

Call us on (01) 408 4018

What our customers say...

Frequently Asked Questions

*Terms, conditions and exclusions apply. For full offer terms and conditions, please visit www.cornmarket.ie/six-months-free