Specified Illness Cover

Security if you're sick for just €2.50 per week*

Call us on (01) 408 6288

*Subject to a minimum premium of €10 per month and/or minimum cover of €12,000.

What is Specified Illness Cover?

Specified Illness Cover is a safeguard if you are sick. It pays a lump sum if you’re diagnosed with an illness specified on the policy. Here's what we do for you:

  • Review your cover

    by telephone or video call from the comfort of your home, which could save you time and money

  • Extra 2.5% discount

    With us you can enjoy another 2.5% off on Aviva policies (subject to a minimum premium of €10 per month).

  • Access to a range of other benefits

    including Aviva’s Best Doctors Second Medical Opinion and Family Care**

Things to think about

How does it work?

Specified Illness Cover pays you a lump sum if you are diagnosed with an illness covered in the policy. This means that you and your loved ones are protected financially. A specified illness policy differs from life cover or mortgage protection, which provide financial benefits in the event of your death. Instead it provides essential financial support for medical bills, hospital travel, childcare costs and more. It means you can concentrate on getting better.

The specified illnesses covered depends on the policy which you take out. These can include illnesses such as heart attack, cancer or stroke. For the full list of illnesses covered, please contact us on (01) 408 6288.

How much does it cost?

This cover is available to you for just €2.50 per week.

Subject to a minimum premium of €10 per month and/or minimum cover of €12,000.

Reviewing cover has healthy benefits

Life stages come and go, bringing changes in your circumstances which will impact on the type of cover you need. A review will make sure you change your cover to fit your needs.

There are hundreds of specified illness policies on the Irish market – with new types of cover, at better prices, becoming available monthly. So shop around and review.

You may find you’re over or under-insured, or that you can make great savings.

Types of Specified Illness Cover

Standalone Specified Illness

  • This pays a lump sum if you are diagnosed with one of the specified illnesses listed on the policy
  • The premium and benefits are fixed

Accelerated Specified Illness

  • The premium and benefits are fixed
  • It is often taken out in addition to Life Cover or Mortgage Protection
  • A claim for a Specified Illness reduces the amount of Life Cover that you have remaining

Life Insurance

A Life Insurance policy protects your loved ones – and gives you peace of mind. It pays a lump sum to your estate when you die. It means whatever happens, the people that matter are secure and provided for.

Find out more

Mortgage Protection

Your home protects you – and Mortgage Protection safeguards your home. It pays off your mortgage if you die, so the people left behind are secure. It’s vital cover, from the day you buy your home until your mortgage is paid.

Your bank will suggest a policy for you, but it might not be the best fit for your needs. Insurers are always offering new policies, at better prices, so when it's time to renew – review!

Find out more

Advice on Specified Illness Cover from our blog

Frequently Asked Questions

Contact us today

**These programmes are subject to review and will remain available to members for as long as Aviva provides the service.

Our Specified Illness Cover is underwritten by Aviva Life & Pensions Ireland Designated Activity Company. Aviva Life & Pensions Ireland Designated Activity Company, a private company limited by shares. Aviva Life & Pensions Ireland Designated Activity Company, trading as Aviva Life & Pensions Ireland and Friends First, is regulated by the Central Bank of Ireland.