Yes, health insurance premiums in Ireland have seen increases across all major providers, including Irish Life Health, Laya Healthcare, Level Health and Vhi.* In some cases, these increases have been in the double-digit percentage range. Factors contributing to these hikes include:
-Rising healthcare costs and medical inflation
-Increased volume of claims
-Advances in medical treatments
Many policyholders are still overpaying for outdated or unsuitable plans. By reviewing your cover annually with Cornmarket, you could save significantly without losing key benefits.
Cornmarket compares over 320 plans across every Irish health insurer, helping you beat price hikes and find the best value for your needs. On average families save over €700 through Cornmarket.**
Compare plans from all four major providers in the market with our health insurance quote tool.
*Source: Cornmarket, based on 4DHealth 2 Plan (Irish Life Health), Essential Health 300 Plan (Laya), EnhancedCare 250 Plan (Vhi), July 2023-July 2024.
**Based on 20,680 Cornmarket customers who reviewed & switched their cover between October 2023 & October 2024. Source, Cornmarket November 2024.
Irish Life Health DAC is regulated by the Central Bank of Ireland.
Laya Healthcare Limited, trading as Laya Healthcare and Laya Life, is regulated by the Central Bank of Ireland.
Vhi Healthcare DAC trading as Vhi Healthcare is regulated by the Central Bank of Ireland.
Level Health Limited, trading as Level Health, is regulated by the Central Bank of Ireland. Health insurance products provided by Level Health Limited are underwritten by Aviva Insurance Ireland DAC.
Aviva Insurance Ireland DAC, trading as Aviva, is regulated by the Central Bank of Ireland.
Cornmarket Group Financial Services Ltd. is regulated by the Central Bank of Ireland.
Yes, you can switch at any time, but to avoid penalties, it’s best to do so at renewal or ensure continuity of cover. Cornmarket can help manage the process.
Missed payments may lead to cancellation after a grace period. Always contact your provider or Cornmarket quickly to avoid lapses.
You can save money by reviewing your plan each year, increasing your excess, splitting cover across family members, or removing unnecessary benefits. Cornmarket’s comparison service helps identify better value options across all insurers — including corporate plans not generally promoted to the public.
Yes. With split cover, each family member can be on a different plan within the same policy or you could split family members across Insurers. This ensures you’re not overpaying for benefits someone doesn’t need — and it’s one of the easiest ways to save money on family Health Insurance.
Yes. Children are often covered at reduced rates, and young adults apply up to age 25 . Some family policies let you cover up to 3 or more children for the price of 1, provide a specified percentage discount for each child or waive premiums for children under 3 years of age when taking out the policy. Cornmarket will help you get the best deal for your family.
