Income protection

Helps keep your finances healthy if you can't work because of illness or injury

Call us (01) 470 8078

DCU Group Income Continuance Plan

This plan is designed to give you a replacement income* to help you if you're ill, or injured, and can't work.

It’s financial security and peace of mind, so you can focus on getting better.

Join today!

Call us, request a call back, or talk to us on web chat now!

What you get from income continuance

Up to 75% of your salary*

Income continuance gives you a replacement income of up to 75% of your annual salary* – if you can't work due to illness or injury, and your sick pay has reduced to half pay or ceased altogether.

*Less any other income to which you may be entitled e.g. half pay, Ill Health Early Retirement Pension, Temporary Rehabilitation Remuneration, State Illness Benefit. You must exhaust your employer’s sick leave entitlements and the plan deferred period as noted in the policy document.

Life Cover Benefit

The plan provides a lump sum of typically twice your annual salary if you die. This can help to pay bills and unexpected costs, at an already difficult time.

Specified Illness Benefit

You will receive a once-off lump sum if you are diagnosed with one of the Specified Illnesses listed in the policy document.

Pension Protection Benefit

You receive an extra 10% of your salary if you claim from the plan for over two years.

Tax relief

You're entitled to tax relief on the majority of your plan membership cost.

We're committed to your claim

Our helpful and friendly team will guide you through the claims process.

Remember, we're not automatically notified if you’re absent from work due to illness or injury. If this happens, it's important to contact us as soon as you think your salary will be affected.

Pink and Blue Power

Pink and Blue Power is a pioneering, life-saving health assessment and education programme. The aim of the Pink & Blue Power Programme is to promote awareness and provide information on the signs and symptoms of breast and prostate cancer to women aged between 30-49 and men aged 40-65.

Learn More

It's there when you need it

Join today!

Call us, request a call back, or talk to us on web chat now!

How much does it cost?

Cornmarket and DCU work together to secure the best price and benefits for DCU employees. When it comes to cost, you can benefit from the group purchasing power of your employer. You're entitled to tax relief on the majority of your plan membership cost.

Benefit
Cost
Disability Benefit
1.28%
Death Benefit
0.40%
Specified Illness Benefit
0.13%
Pension Premium Protection
0.09%
Total cost
1.90% of salary

Apply now

The DCU Group Income Continuance Plan Application Form

The DCU Group Income Continuance Plan Summary Booklet

Please review the Plan documents above to apply for the Plan, and click here to access our Terms of Business.

Send your completed application form to:

Cornmarket Group Financial Services Ltd.

Group Protection Department

Christchurch Square

FREEPOST F3976

Need to make a claim?

Our helpful and friendly team will guide you through the claims process.

Call us on (01) 408 4018

What our customers say...

Frequently Asked Questions

Aviva Life & Pensions Ireland Designated Activity Company, trading as Aviva Life & Pensions Ireland and Friends First, is regulated by the Central Bank of Ireland.