Income protection

Helps keep your finances healthy if you can't work because of illness or injury

Call us (01) 470 8078

EPA/TII Income Continuance Plan

This plan is designed to provide you with a replacement income of up to 75% of salary* if you’re ill or injured, and can’t work. It helps give financial security and peace of mind, so you can focus on getting better.

Join today!

Call us, request a call back, or talk to us on web chat now!

What you get from income continuance

Up to 75% of your salary*

Income continuance gives you a replacement income of up to 75% of your annual salary* – if you can't work due to illness or injury, and your sick pay has reduced to half pay or ceased altogether.

*Up to 75% less any other income to which you may be entitled e.g. half pay, Ill Health Early Retirement Pension, Temporary Rehabilitation Remuneration, State Illness Benefit. You can claim salary protection when you have used up your employer’s sick leave entitlements and passed the scheme ‘deferred period’. Simply put, that’s the time that must pass before benefit is paid.

Life Cover Benefit

The plan provides a lump sum of typically twice your annual salary if you die. This can help to pay bills and unexpected costs, at an already difficult time.

Tax relief

You're entitled to tax relief on your plan membership cost.

We're committed to your claim

Our helpful and friendly team will guide you through the claims process.

Remember, we're not automatically notified if you’re absent from work due to illness or injury. If this happens, it's important to contact us as soon as you think your salary will be affected.

To be eligible to claim from income continuance, you must meet the definition of disablement as defined in the policy document. Other terms, conditions and exclusions apply.

It's there when you need it

Join today!

Call us, request a call back, or talk to us on web chat now!

How much does it cost?

Cornmarket and the EPA work together to secure the best price and benefits for EPA employees. When it comes to cost, you can benefit from the group purchasing power of your employer. You're entitled to tax relief on your plan membership cost.

Benefit
Cost
Disability Benefit
0.88%
Death Benefit
0.25%
Total cost
1.13% of salary

Apply now

Please review the Plan documents above to apply for the Plan, and click here to access our Terms of Business. Send your completed application form to: Cornmarket Group Financial Services Ltd. Group Protection Department Christchurch Square FREEPOST F3976

The EPA/TII Income Continuance Plan Application Form

The EPA/TII Income Continuance Plan Summary Booklet

Need to make a claim?

Our helpful and friendly team will guide you through the claims process.

Call us on (01) 408 4018

What our customers say...

Frequently Asked Questions

Aviva Life & Pensions Ireland Designated Activity Company, trading as Aviva Life & Pensions Ireland and Friends First, is regulated by the Central Bank of Ireland.