Buy to Let mortgages are specifically designed for those looking to purchase a property to rent.
Buy to Let mortgages are different than standard mortgages as the amount you can borrow is also linked to the amount of rental income you expect to receive. The lender will also include in their assessment your liquidity, earned income, experience and where the property is located. You can get up to 70% Loan to Value (LTV) on a Buy to Let, compared to 90% for a First Time Buyer.
With experienced investment mortgage advisors, we will get you the best Buy to Let mortage for your needs, at the most competitive rates.
Warning: If you do not keep up your repayments you may lose your home
Warning: If you do not meet the repayments on your mortgage, your account will go into arrears. This may affect your credit report, which may limit your ability to access credit, a hire–purchase agreement, a consumer–hire agreement or a BNPL–agreement in the future.
Warning: You may have to pay charges if you pay off a fixed-rate loan early.
Warning: This new credit may take longer to pay off than your previous credit. This means you may pay more than if you paid off your credit over a shorter term.
Warning: You should consider the total cost of the mortgage and any applicable incentive included in a mortgage offer.
Warning: Your interest rate may increase and the amount of your mortgage repayments may increase as a result.
Warning: The entire amount that you have borrowed will still be outstanding at the end of the interest-only period.