We're with you every step of the way in the mortgage process - from preparing your application to getting the keys.
Before you apply for your mortgage, it’s important to tidy up your finances. You should start saving a reasonable amount of your earnings every month. Also try to clear any loans you have, in particular your credit card bills and overdrafts. This will enable us to apply on your behalf for the maximum mortgage amount, under Central Bank rules.
Check out our Mortgage Application Checklist here.
If you're buying a newly built home, you can claim a tax refund of up to €20,000 with the Help to Buy (HTB) incentive.
Before you can claim this, you must file your Form 12 (if you are PAYE) or Form 11 (if you are self-assessed) for the most recent 4 tax years.
Applying is straight forward, see Revenue Online Services for more information.
Buying your first home can seem like a daunting process. Read our article 10 steps to buying your first home.
If you are planning to build your new home, either on a site you own or one you intend to purchase, then get in touch with us. We are the experts in Self Build Mortgages.