Aviva Car Insurance Features & Benefits

Aviva Car Insurance Features & Benefits

Please read this document carefully. This doesn’t contain the full terms and conditions of cover, but highlights the main features and benefits depending on the applicable Policy Cover, and significant or unusual exclusions that apply to the Policy as a whole. A significant exclusion is something which may affect your decision about whether this policy meets your needs. Full terms and conditions can be found within the Policy Booklet available on request.

Significant Features of our Car Insurance Product

Depending on the terms, exceptions and conditions of this policy, the following may apply:

Driving of other Cars

Automatic third party cover for the policyholder while driving other private cars (if the policyholder holds a full EU licence).

Windscreen Cover

If you use an aligned windscreen repairer (phone 1890 666 888 for the current list of aligned repairers) there is no limit. If you use any other windscreen repairer, there is a limit of €225 for any single event. Windscreen cover is included automatically for comprehensive policies only. It is available as an optional extra on a third party fire and theft policy.

Using Your Car Abroad

Aviva will automatically extend your policy to provide full policy cover (excluding the driving of other cars cover benefit) within the EU, for 31 days in any ‘period of insurance’, for your car.


The standard amount you will have to pay towards any own damage claim (excess) is €300. No excess for third party, fire, theft or windscreen claims.

New Car Concession

If your car is less than a year old when it is stolen (and not recovered) or when it is damaged (in a single incident resulting in a repair or reinstatement cost of more than 50% of the value of the car when new), we will offer to replace the car with a new car of the same make and model, if such car is available in Ireland. Terms and conditions apply.

Replacement Lock Cover

Replacement door locks, boot locks, ignition steering lock, the lock transmitter and the central-locking interface, if your car keys or lock transmitter are lost or stolen.

Personal Belongings Cover

Maximum claim of up to €150 for any one occurrence of loss of or damage to rugs, clothing and personal effects in the car by fire, accident or theft.

Fire Brigade Charges

Cover up to €1,000 as a result of the fire brigade being called to control or put out a fire in your car, or to remove you and/or your passengers from the car.