This guide is only a summary of some of the benefits and cover provided by the policy. It should be noted that not all benefits and/ or cover are available for all occupancy types. For full Terms, Conditions and Exclusions you must consult the Policy Document and Schedule. If you have any questions regarding any of the benefits of the Aviva Homechoice policy, please call (01) 408 4020 for full details.
POLICY FEATURES & BENEFITS
- Automatic reinstatement of buildings or contents sum insured, without extra charge, following a claim
- Christmas and weddings – contents cover increases by 10% over the Christmas period and for weddings of immediate family members
- Credit and debit card cover up to €1,300
- Door locks replacement cover up to €1,000
- Death benefit up to €3,300 for yourself or your spouse / partner following your death or the death of your spouse / partner a result of an accident in the house
- Pet cover up to €260 for your cat or dog if killed by fire or thieves
- Frozen food cover up to €1,000
- Fire brigade charges cover up to €2,000
- Index-linking
- Jury service - €40 per day up to a maximum of €650, with no loss of No Claims Bonus
- Alternative accommodation cover up to 15% of buildings and contents sums insured
- New for old cover on contents
- Cover for title deeds lost or damaged by an insured event up to €1,000
- Visitors’ personal belongings cover up to €1,300
OPTIONAL COVERS:
- Owner Occupied Main Residence & Owner Occupied Apartment only
- Accidental damage cover on buildings and contents
- Cover for jewellery, personal belongings, bicycles and money
- Garden cover – items that are designed to be left permanently in the open
POLICY EXCESS
- Owner Occupied Main Residence:
- Buildings - €275
- Contents - €275
- Water Leakage - €1,000
- Frozen foods - €75
- Subsidence - €1,000
- Unspecified/Specified items - €75
- Property Let to Tenants, Holiday Homes (own use and/or let):
- Buildings - €715
- Contents - €715
- Water Leakage - €1,000
- Subsidence - €1,000
- For full policy Limits, Terms, Conditions and Exclusions you must consult the Policy Document and Schedule.
HOME RESCUE – EMERGENCY SERVICE
- HomeRescue is a 24 hour, 365 days-a-year nationwide emergency service which will complement your household insurance policy by providing an immediate solution to your emergency with a single telephone call. HomeRescue assists you in an emergency situation as a result of:
- Damage due to flooding
- Overflowing water tanks
- Blocked drains
- Electrical failure within the home
- Non-security of locks, doors and windows
- Broken glass
For details on what is covered, consult the HomeRescue information sheet. HomeRescue cover is provided by and underwritten by Mapfre Assistance Agency, Ireland. Mapfre Asistencia Comania De Seguros Y Reaseguros S.A., trading as Mapfre Assistance Agency Ireland, is regulated by the Direccion General de Seguros y Fondos de Pesiones del Ministerio de Economia y Hacienda in Spain and is subject to the Central Bank of Ireland’s conduct of business rules.
This policy is underwritten by Aviva Insurance Ireland DAC. Aviva Insurance Ireland Designated Activity Company, trading as Aviva, is regulated by the Central Bank of Ireland. A private company limited by shares. Registered in Ireland No. 605769. Registered Office: One Park Place, Hatch Street, Dublin 2, Ireland, D02 E651.