The features and benefits listed here are only a sample of the cover available under this policy. For full cover details, conditions and exclusions please refer to your Policy Schedule and Booklet. Your booklet reference is RS/HH2099 (02/14).

Buildings and Contents Cover

In addition to the main features noted, your buildings section covers:

• Cover for accidental damage where selected
• Fire Brigade charges – €2,000 (provided no payment made under contents)
• Satellite aerials – €700 (provided no payment made under contents)
• Trace & Access – €700
• Subsidence or landslip

In addition, your contents section covers:

• Cover for accidental damage where selected
• Automatic cover ‘away from home’ for personal possessions – €1,500 (single article limit – €1,000)
• Contents in the Garden – €400
• Visitors’ Personal Effects – €700
• Loss of Money – €200
• Unauthorised use of Credit Cards – €1,275
• Freezer Contents – €1,275
• Alternative accommodation – 20% of contents sum insured
• Jury service – €50 per day, maximum: €700
• Wedding/Christmas gifts – additional 10% of contents sum insured
• Automatic cover for high risk items up to 50% of contents sum insured (limit any one item to 5% of contents sum insured).

Policy Excesses

• Standard Policy Excess – €350
• Subsidence Excess – €1000
• Escape of water/damage to underground services (water pipes)/water and heating installations Excess – €750
• Specified All Risks Excess – €150
• Unspecified All Risks Excess – €150
• Pedal Cycles – €100

HomeRescue – Emergency Service

HomeRescue is a 24-hour, 365 days-a-year, nationwide emergency service, which will complement your household insurance policy by providing an immediate solution to your emergency with a single telephone call. HomeRescue assists you in an emergency situation as a result of:

• Damage to plumbing
• Overflowing water tanks
• Blocked drains
• Electrical failure within the home
• Non-security of locks, doors, and windows
• Broken glass.

For details on what is covered, consult the HomeRescue information sheet. Underwritten by Mapfre Assistance Agency, Ireland. MAPFRE ASISTENCIA Compania de Seguros y Reaseguros SA trading as MAPFRE ASSISTANCE Agency Ireland is regulated by the Direccion General de Seguros y Fondos de Pensiones del Ministerio de Economia y Hacienda, Spain, and is subject to the Central Bank of Ireland’s conduct of business rules. MAPFRE ASSISTANCE Ireland. Registered in Republic of Ireland. Reg No 903874. Telephone calls may be recorded for quality control and training purposes.

Devised and administered by Cornmarket Group Financial Services Ltd. Underwritten by RSA Insurance Ireland DAC. RSA Insurance Ireland DAC trading as RSA is regulated by the Central Bank of Ireland. The details provided are correct at the time of going to print (May 2015). The Insurers reserve the right to amend policy terms and conditions available on renewal date. For full policy terms and conditions, please refer to policy guide/membership certificates.