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Car Insurance

At Cornmarket, we are dedicated to providing our customers with competitively priced products with a substantial range of benefits, that deliver when it matters the most.

As a Fire Brigade employee, both you and your spouse / partner can insure your car(s) through Cornmarket under our Public Sector Car Insurance Scheme. You can avail of excellent benefits such as:

  • Comprehensive driving of other cars
  • Full No Claims Bonus Protection
  • Step Back No Claims Bonus Protection
  • 24-hour Breakdown Rescue, Driveway Assistance & Windscreen Cover
  • Low Excess of only €170 (when you use an approved repairer and are over 25 years of age).

In addition we can also offer safer drivers a discount on their car insurance of up to 60% if you have been claims free for the past 5 years (subject to a minimum premium of €311.71, inclusive of Government levy).

 

Don’t delay, get a quote today!

Why is this right for me?

The Public Sector Car Insurance Scheme is the right choice for Fire Brigade employees like you, because it is tailored to meet the specific needs of Public Sector employees and their partners with benefits such as:

Comprehensive Driving of Other Cars

Most car insurance policies offer you third party only cover when driving other cars. The Public Sector Car Insurance Select option goes one step further and provides you with automatic comprehensive cover when driving other cars.

No Claims Bonus Protection

Your policy will automatically protect your no claims bonus in the event of fire, theft or windscreen claims so that you do not lose your No Claims Bonus which you have carefully built up.

Step Back No Claims Bonus Protection

Step Back No Claims Bonus Protection will cover you in the event of a claim by stepping your no claims bonus back by 3 years.

24-hour Breakdown Rescue & Driveaway Assistance

All of our policies come with Breakdown Rescue and Driveaway Assistance included as standard. Driveaway Assistance is there to help you in the event that your car breaks down at home.

DAS Legal Protection Cover

As a Cornmarket car insurance policy holder, you are automatically protected by Europe’s leading legal expenses insurer under the DAS Motor Legal Protection Plus programme. If you are involved in a motor accident, prosecuted for a motoring offence, have a motor contract dispute or need legal advice, the DAS Motor Legal Protection Plus programme is here to help you 24 hours a day, 365 days a year.

Reduced Excess

The standard policy excess on our Select product is €300 for drivers aged 25+ and €550 for drivers aged 17-24.

On our Economy product, the standard excess is €500 for drivers aged 25+ and €800 for drivers aged 17-24.

These excess amounts can be reduced by €130 where an approved repairer is used. Please refer to the policy booklet or schedule for full terms & conditions.

Call us now on (01) 470 8043

What do I need to know?

How do I pay my car insurance premium?

You can pay your car insurance premium by credit card, charge card, debit card, direct debit, cheque or bank draft. Please note that a charge of €10 may be applied to payments by credit card, charge card or debit card, in order to cover the cost charged by the card provider. We are sorry, but we are unable to accept cash payments.

What type of cover can I buy?

As a Fire Brigade employee you can choose the level of cover and price that's right for you, with our Select and Economy cover options in our Public Sector Car Insurance Scheme. Our Select cover is our competitively priced option with an extensive range of benefits, while our Economy policy provides you with basic essential cover at a lower price.

Can I add a named driver to my policy?

You can add a named driver (from the age of 23) with a full or provisional licence.

I am a retired employee of the Fire Brigade, can I join the scheme?

Yes. Retired employees of the Fire Brigade and their partners are welcome to join the Public Sector Car Insurance Scheme regardless of age.

What is the phone number for the Motor Breakdown Rescue service?

You can reach the 24-hour accident and breakdown service on 1800 377 700.

Can my spouse or partner join the Scheme?

Your spouse or partner may also join the Scheme and avail of its many benefits, once their occupation is a ‘Class 1 occupation’. Please call (01) 408 6266 for further information.

Can I drive my car abroad?

Yes, you can insure your car so that you are covered to drive in the EU. Please contact our Customer Service Team on (01) 408 4020 in advance of your journey, so that we can arrange an extension to your policy cover.

What should I do if my car is stolen?

If your car is stolen you must firstly notify the Gardai, check the details of your insurer on your car insurance certificate and notify the insurer of your policy on the relevant phone number below.

AXA

1890 247 365

Aviva

1890 666 888

RSA

1890 924 228

Zurich

1890 208 408

 

Existing Customers

If you’re an existing Cornmarket car insurance customer and you need to make a change to your current policy, our Customer Service Team will be on hand to help ensure you have the adequate level of cover you need.

In one short phone call, our Car Insurance Experts will discuss any changes to your policy that you require and identify if there will be any additional charges to your premium or any change to the terms and conditions of your policy. So whether you want to add a driver to your policy, change your address, add a temporary vehicle, plan on taking your car abroad or you change your car, our team of experts are here to help you.

Please refer to your policy booklet for details of any alteration in risk which you must inform us about.

You can reach our Customer Service Team on (01) 408 4020.

How to make a claim

What should I do if I have been involved in an accident and need to make a claim?

If you are involved in an accident you should firstly contact the Gardai, check the details of your insurer on your insurance certificate and notify the insurer of your policy on their phone number below.

AXA

1890 247 365

Aviva

1890 666 888

RSA

1890 924 228

Zurich

1890 208 408

Choosing the right cover!

As an employee of the Fire Brigade, you can choose the level of cover and price that's right for you through the Public Sector Car Insurance Scheme:

Benefit

Economy

Select

Excess

€370*

€170*

Windscreen Cover

€400**

€600**

Windscreen Replacement Excess

€30

€30

Motor Breakdown Rescue Service

Legal Expenses Cover

NCB Protection - Fire / Theft / Windscreen

NCB Protection - 1 unlimited claim

X

NCB Step Back - 3 years

Optional extra

Driving Other Cars - Comprehensive

X

European Use

X

Personal Belongings Cover

X

Personal Accident Benefit

X

Car Hire

X

New for Old in Year 1

X

 

The above table provides a summary of the main product benefits and features. For full details of the terms and conditions, please consult the policy document – a copy of which is available on request by phoning us on (01) 4086266 or alternatively by clicking here.

*The standard policy excess on our Select cover is €300 for drivers aged 25+ and €550 for drivers aged 17 - 24. On our Economy product, the standard excess is €500 for drivers aged 25+ and €800 for drivers aged 21 - 24. These excess amounts can be reduced by €130 where an approved repairer is used. Please refer to the policy booklet or schedule for full terms & conditions.

**If you use the recommended repairer, All-Glass 1890  809 808, up to €600 cover applies for Select policies & €400 for Economy. If you do not use the recommended windscreen repairer the maximum amount payable is €225. No excess applies for windscreen repairs on Select policies; on Economy the excess for windscreen replacement is €30.

For a copy of our terms of business, please click here.

RSA Insurance Ireland Ltd is regulated by the Central Bank of Ireland.