Retirement Planning Service- How your advisor can help

You’ll benefit from our nearly 50 years’ experience in guiding Public Sector employees to a more secure and rewarding retirement.

At each stage of your retirement you can meet with your Retirement Planning Consultant –usually in your home.

Your meeting will be designed around your unique needs, and your consultant will be ready to answer any questions you have.

To ensure you are retirement ready we will:

Update you on your Superannuation Scheme and other entitlements
Advise you on how to fund for your retirement in the most tax-efficient manner possible
Explain how tax affects your retirement contributions and benefits
Give you an overview of your retirement options
Review your AVC/Public Sector PRSA investment (if any)

To help you make the right decisions we will:

Give financial advice on all investment options available to you
Advise you on how you can draw down or get the most out of your AVC/Public Sector PRSA
Give you information about your Social Welfare and other entitlements you may have in retirement
Advise you on how to make the most of your money in retirement

To keep your finances on track we will:

Review your savings and investments
Advise you on drawing money down from your Approved Retirement Fund (ARF) or Approved Minimum Retirement Fund (AMRF)
Advise on any Budget changes which may affect you
Give you ideas on how to reduce your expenditure
Give you advice on estate planning