When it comes to your retirement plan a great place to start is finding out what you’ll get from your Superannuation Scheme. This module will cover:

• The four Superannuation Schemes in the Public Sector
• How your pension and lump sum is calculated,
• If you’ll be eligible for State Pension or Supplementary Pension
• How Death Benefit changes in retirement 
• How Cost Neutral Early Retirement works if you’re planning to finish a little early

Whether you have an Additional Voluntary Contribution (AVC) already or are thinking about a Last Minute AVC before you retire there is a lot to understand. This module will make it simple by covering:

• What an AVC is
• How tax relief works
• Funding for extra income in retirement
• Maximising your tax-free Lump Sum
• Bridging the gap if you’re retiring early

Retirement today has taken on a distinctly different hue from that of former times. This module will examine how the contours have changed, placing the spotlight on such salient themes as:  

• What is retirement: the new perspective
• The twin pillars: freedom & change
• The stats – life expectancy & intl. rankings
• Psychological models: Bridges & Lewin
• Thoughts on endings & beginnings

Retirement brings a new focus on maintaining our social wellbeing - as the camaraderie of the workplace is left behind. In this module, we’ll explore some of the pertinent considerations:

• Human contact: the healthful benefits
• Role of grandparents/uncles/aunts
• The power & reach of social networks
• Making friends: some tactical tips

When you potentially have 30+ years in retirement, it’s important to know what options are available to you to make your money last. In this module you’ll learn:

• How inflation impacts your money over time
• Short, medium and long term goals for your money
• What you need to know for long term investing

Retirement can open up new avenues to fulfilment and meaning in our lives – and, a chance perhaps to revisit some unmet dreams. This module provides the context, research and framework to help us get started:

• Focus group insights on retirement
• The concept of purposeful activities
• The Blue Zones research
• The Ikigai framework

As we age, health matters take on a greater significance. The old adage that an ounce of prevention being worth a pound of cure becomes ever more relevant. In this module, we’ll speak to this theme involving the 3 key building blocks to a healthful retirement:

• Sleep - the health benefits
• Exercise – its role in our daily lives
• Dieting – the twin aspects, quantity & balance

Did you know that all income is assessable for tax, even in retirement? In this module you will get a clear understanding of how the PAYE system works and what you need to know to remain tax compliant in retirement. We’ll also cover:

• Some tax credits and reliefs available
• Changes that occur in retirement
• Incomes outside of the PAYE System

Ireland has one of the world's highest rates of Capital Acquisitions Tax (CAT). Without proper planning, you could end up giving Revenue a sizable chunk of your hard-earned money. An inheritance tax plan and a will could help you pass on more to your loved ones. In this module, we’ll take a look at:

• What a will really is and why you need one
• Understanding the difference between Executor of a will, Power of Attorney and Enduring Power of Attorney
• CAT thresholds for your family and friends
• Passing on more with gift exceptions and tax planning

Ever feel the urge to get involved with some charitable organisation or cause? This module will survey the ever-growing landscape involved and some of the key considerations to keep in mind: 

• Why volunteer?
• The Irish volunteering infrastructure
• Survey of volunteering options
• Considerations involved in joining up

Throughout your lifetime, you’ve probably created many financial plans that included a budget – like for that big holiday, buying a house or sending the kids to college. In retirement it’s no different, except you’ll likely have to adjust to a reduced monthly income and increased expenses as you go further into retirement. In this module you’ll get

• Tips and tricks on how to manage your money
• The steps to create a budget
• All about debt management and credit cards
• Opportunities to reduce your outgoings
• And some reliefs that you should seek out in retirement

For many, retirement can be a time to reacquaint oneself with nature and the great outdoors. This module will speak to the benefits & practicalities involved:

• Attractions of an outdoor lifestyle
• Popularity & benefits of gardening
• Survey of other outside activities
• Having a more outwardly focused abode