Security when you’re sick at a great cost!
Specified Illness Cover is a safeguard if you are sick. It pays a lump sum if you’re diagnosed with an illness specified on the policy (subject to the underwriter’s terms and conditions). Here's what we do for you:
by telephone or video call from the comfort of your home, which could save you time and money
Get Specified Illness Cover for as little as €3,50 per week!* Subject to a minimum premium of €15.15 per month
Like Nurse on Call, International Second Opinion, Message a Doctor, Online Prescriptions, Women's Health Advice and more!†
Specified Illness Cover pays you a lump sum if you are diagnosed with an illness covered in the policy. This means that you and your loved ones are protected financially. A specified illness policy differs from life cover or mortgage protection, which provide financial benefits in the event of your death. Instead it provides essential financial support for medical bills, hospital travel, childcare costs and more. It means you can concentrate on getting better.
The specified illnesses covered depends on the policy which you take out. These can include illnesses such as heart attack, cancer or stroke. For the full list of illnesses covered, please contact us on (01) 408 6288.
Life stages come and go, bringing changes in your circumstances which will impact on the type of cover you need. A review will make sure you change your cover to fit your needs.
There are hundreds of specified illness policies on the Irish market – with new types of cover, at better prices, becoming available monthly. So shop around and review.
You may find you’re over or under-insured, or that you can make great savings.
Standalone Specified Illness
Accelerated Specified Illness
A Life Insurance policy protects your loved ones – and gives you peace of mind. It pays a lump sum to your estate when you die (subject to the underwriter’s terms and conditions). It means whatever happens, the people that matter to you most are secure and provided for.
Make use of our Price Match Comparison service for your Life Insurance and get our best offer on your cover!*
Find out moreMortgage Protection safeguards your home. It pays off your mortgage if you die (subject to the underwriter’s terms and conditions), so the people left behind are secure. It’s vital cover, from the day you buy your home until your mortgage is paid.
Your bank will suggest a policy for you, but it might not be the best fit for your needs. We can ensure your mortgage is protected at a competitive price with our Price Match Comparison!*
Find out more
Serious Specified illness cover pays a lump sum to you if you are diagnosed...
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A specified illness policy (often known as specified illness cover or critical illness cover) pays a lump sum if you are diagnosed with a specified illness that is covered on the policy, such as a heart attack or cancer.
A specified illness policy differs from life cover or mortgage protection, which are policies that provide financial benefits in the event of your death. Instead, a specified illness policy is designed to help you at the time of your illness, by providing essential financial support with medical bills, travel to and from hospital, extra childcare costs and more. It lets you concentrate on getting better – not paying the bills.
Several factors can affect cost of your specified illness cover, which is essentially based on the perceived ‘level of risk’ that you pose for the insurer. These include your age, medical status and history or your smoking status (if you are a smoker, then your policy cost will automatically be higher than that of a non-smoker).
Reviewing your cover is easy with Cornmarket. In one quick phone call, we can compare the main insurers to get you the best cover for your needs, for the best price available. We also offer a unique Price Match Guarantee, which ensures that you enjoy the lowest possible price on the policies that we quote.
If you haven’t reviewed your existing cover since you took it out, now is a great time to review your needs.
Certain changes in your life, such getting married, having kids, buying a new home, or changes in your personal circumstances and lifestyle can all mean you need to change your specified illness cover. You might want to consider reviewing your policy if:
• Your health status has changed (e.g. you’ve given up smoking)
• You have new financial dependents (e.g children, or elderly parents)
• Your financial status has changed (e.g. your income or employment benefits have changed)
• Your marital status has changed (e.g. you’re newly married, separated or divorced)
• You’ve taken out other policies (if they include an element of cover, then you should review your overall cover).
Specified Illness cover is designed to provide immediate relief with a one-time lump sum payment made to you, while Income Protection provides a regular monthly income if you are deemed unable to work by a medical professional, due to an illness or injury.
The Specified Illnesses covered depends on which policy you take out. These can include illnesses such as a heart attack, cancer, stroke and other illnesses.
For the full list of illnesses covered, please contact us on (01) 408 6288.
Specified Illness Cover can complement other insurance policies, such health insurance, by providing additional financial support in your time of need.
Your eligibility to take out Specified Illness Cover when retired depends on a variety of factors, such as the insurers’ age limits and underwriting criteria. Please contact us on (01) 408 6288 to find out more.
*Offer subject to a min premium of €15.15 per month. Available to new Irish Life Assurance plc, Specified Illness Cover customers only. Maximum sum assured €1.5 million (inclusive of government levy). We compare 5 insurance providers to get you a great price, from the insurers we quote.
†Depending on the policy you take out, additional benefits may include Nurse on Call, International Second Opinion, Message a Doctor, Claims Care, Women’s Health Advice and Online Prescriptions. This will be confirmed by your Cornmarket consultant. These are not regulated financial products.