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In 2015 the government introduced Lifetime Community Rating legislation which led to approximately 75,000 adults taking out a new health insurance plan. At that time, the health insurers developed a range of plans which were mainly entry level plans, and some of these only provide cover in certain public hospitals or have reduced benefits / limited cover. If you took out a health insurance plan to beat the Lifetime Community Rating loading, without fully reviewing the cover afforded to you, now is the time to review your cover.

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