CoverU Car Insurance

Tailored Cover for Credit Union members

CoverU Car Insurance

We offer exceptional cover and fantastic benefits for all Credit Union members & their Spouses/Partners! For more information about Cover u Insurance, simply call our friendly team today.   What’s more, get a Car, Home or Health Insurance quote before 31.12.26 & you could win €1,000 Center Parcs Voucher!**

**Terms & Conditions: You will be entered into the draw when you get a car, home or health insurance quote with Cornmarket, between 01.03.26 & 31.12.26. You can opt out of the draw by contacting us before the draw deadline date by emailing dataprotection@cornmarket.ie. The prize draw is open to persons aged 18 and over who are ROI residents. Only one entry allowed per person. A winner will be drawn at random by an independent adjudicator on 10.01.27 and will be informed by email or phone within 3 working days of the draw. If the winner can not be contacted within 2 weeks, we will select another winner at random. The winner’s details will be available upon request. The promoter’s, Cornmarket Group Financial Services Ltd.'s decision is final, and no correspondence will be entered into. The promoter, reserves the right to alter, amend and foreclose the promotion without prior notice. There will be one winner of the €1,000 Center Parcs Voucher. There is no cash alternative for the prize. This prize draw excludes any employee of Cornmarket, and anyone directly or professionally associated with the draw.

Cover you can count on

Here are the cover options you can choose from*

Breakdown Assistance

Enjoy 24/7 roadside support with expert help whenever you need it—whether that’s a quick repair, towing to a garage, or helping you continue your journey with options like transport, a replacement car, or accommodation (typically up to €150 or £100, depending on location).

No Claims Discount Protection

Safeguard your hard-earned no-claims bonus, so you claim up to two claims depending on the without losing your discount.

Dedicated Customer Support

Our advisors are trained to provide clear and accurate answers the first time, so you’re not chasing updates or repeating yourself. You’ll get straight answers and minimal delays with every interaction. That means less hassle for you and more time to focus on your day without the frustration of multiple calls.

Personal Accident Cover

Your personal items are protected if they’re lost or damaged in your car. Because it’s not just your car that matters.*

*Underwriter eligibility criteria and T&C’s apply. The insurers reserve the right to amend policy terms and conditions. Cover limits, terms and conditions may vary between insurers. Please refer to your insurer’s policy documentation or handbook for full details of your specific cover.

Exceptional Benefits

24/7 Claims Support

Day or night, you can report a claim and get expert help straight away, with dedicated teams guiding you through every step of the claims process

Third-Party Liability

Protects you against claims for injury or damage to other people, vehicles, or property—covering potentially significant legal and compensation costs, with up to €30 million for property damage claims.*

Medical Expenses

Helps cover essential medical and treatment costs following an accident, with benefits typically up to €250 per person—so you can focus on recovery without the stress of immediate expenses.*

Windscreen

Fast repair or replacement to keep you on the road. Use an approved repairer and enjoy up to 2 claims per year without affecting your no-claims bonus. If you choose your own repairer, cover still applies typically €150 replacement / €50 repair)

Fire & Theft

If your car is stolen, damaged by fire, or targeted by theft, you’re covered up to your vehicle’s full market value, keeping you financially protected and confident on the road

Driving Abroad Cover

Take your car across Europe with confidence, with cover that extends to EU countries, the UK, and other participating regions. In many cases, full policy cover applies for a limited period (typically up to 90 days), after which only the minimum legal level of cover may apply—subject to territorial limits, trip duration, and policy terms.

Talk to our friendly team!

Existing Customers - How to make a claim

Who to contact

We hope it never happens, but in the event that you need to make a claim, simply contact Allianz on (01) 613 3990. Here’s how it works:

  • Allianz have a dedicated 24 hours claims service
  • They will record the incident details and arrange for a Motor Assessor to assess the damages to your vehicle
  • When the engineer’s report is received, Allianz will contact you with the next stage of your claim
  • On confirmation of cover, Allianz will provide you with an offer and proceed with settlement of your claim.

What is an excess?

An excess is the amount you must pay as part of the claim settlement. This amount will be shown on your Schedule and is deducted from your total claim.

What excess do I pay in the event of a claim?

  • Accidental Damage/Comprehensive: €300*
  • Third Party: €0
  • Fire: €0
  • Windscreen: €0
  • Theft: €0
  • Death Liability: €0

*€150 will be deducted if necessary repair work is completed by an Allianz approved repairer

Windscreen Cover

All policies on the ESB Insurance Scheme have unlimited windscreen cover.

Call Autoglass/Allglass on 01 4090900 or Mr Windscreen 0818 512345 and they will replace or repair your windscreen and bill Allianz directly.

24-hour accident, emergency & breakdown recovery service

If you require these services, please call:

  • 01 613 3990 (ROI)
  • 00353 1 613 3990 (NI & UK)

No benefit available unless the service provider has been notified and has authorised assistance via the emergency telephone number provided. The Insured or Driver must be with the vehicle when the repairer arrives.

Some of the benefits you are covered for

  • Accident
  • Mechanical breakdown
  • Fire
  • Theft or attempted theft
  • Malicious damage
  • Punctures that require assistance to fix or replace a wheel
  • Keys Lost/Stolen/Damaged or Broken locks
  • Your car being filled with incorrect fuel type or lubricant.
  • Your car runs out of fuel or your electric vehicle runs out of battery

Breakdown Assistance and Repair

This includes:

  • Roadside: One-hour free labour at the roadside if the vehicle can be repaired in situ and, if not, at the repairer's premises.
  • Homestart: Somebody to assist you in the event of a breakdown at your home.
  • Towage: We will cover the cost of towing your car to the nearest repairer or to your own garage, whichever is closest. The maximum distance covered for this towing benefit is 50KM or 30 miles from the location of your breakdown
  • Callouts: Up to 4 callouts are included in any one 12-month period of insurance

Terms, Conditions & Exceptions apply.

Talk to our lovely people today!