CoverU Car Insurance

Tailored Cover for Credit Union members

CoverU Car Insurance

We offer exceptional cover and fantastic benefits for all Credit Union members & their Spouses/Partners! For more information about CoverU Insurance, simply call our friendly team today.  

What’s more, get a Car, Home or Health Insurance quote before 31.12.26 & you could win €1,000 Center Parcs Voucher!**

Cover you can count on

Here are the cover options you can choose from*

Breakdown Assistance

Enjoy 24/7 roadside support with expert help whenever you need it—whether that’s a quick repair, towing to a garage, or helping you continue your journey with options like transport, a replacement car, or accommodation (typically up to €150 or £100, depending on location).

No Claims Discount Protection

Safeguard your hard-earned no-claims bonus, so you claim up to two claims depending on the without losing your discount.

Dedicated Customer Support

Our advisors are trained to provide clear and accurate answers the first time, so you’re not chasing updates or repeating yourself. You’ll get straight answers and minimal delays with every interaction. That means less hassle for you and more time to focus on your day without the frustration of multiple calls.

Personal Accident Cover

Your personal items are protected if they’re lost or damaged in your car. Because it’s not just your car that matters.*

Exceptional Benefits

24/7 Claims Support

Day or night, you can report a claim and get expert help straight away, with dedicated teams guiding you through every step of the claims process

Third-Party Liability

Protects you against claims for injury or damage to other people, vehicles, or property—covering potentially significant legal and compensation costs, with up to €30 million for property damage claims.*

Medical Expenses

Helps cover essential medical and treatment costs following an accident, with benefits typically up to €250 per person—so you can focus on recovery without the stress of immediate expenses.*

Windscreen

Fast repair or replacement to keep you on the road. Use an approved repairer and enjoy up to 2 claims per year without affecting your no-claims bonus. If you choose your own repairer, cover still applies typically €150 replacement / €50 repair)

Fire & Theft

If your car is stolen, damaged by fire, or targeted by theft, you’re covered up to your vehicle’s full market value, keeping you financially protected and confident on the road

Driving Abroad Cover

Take your car across Europe with confidence, with cover that extends to EU countries, the UK, and other participating regions. In many cases, full policy cover applies for a limited period (typically up to 90 days), after which only the minimum legal level of cover may apply—subject to territorial limits, trip duration, and policy terms.

*Underwriter eligibility criteria and T&C’s apply. The insurers reserve the right to amend policy terms and conditions. Cover limits, terms and conditions may vary between insurers. Please refer to your insurer’s policy documentation or handbook for full details of your specific cover.

Talk to our friendly team!

Existing Customers - How to make a claim

What should I do if I have an insurance claim?

Check the details of your insurer on your car insurance certificate. Then call your car insurance provider on the number below. We’ll be there to help too.

Allianz – (01) 613 3990 Aviva – 1800 147 147 AXA – 0818 736 524 Intact– (01) 290 1926 Zurich – 053 915 7775

What is voluntary excess on Car Insurance?

Voluntary excess on Car Insurance is the amount you agree to pay towards a claim, before your insurer covers the remaining costs. It's an optional amount over and above the compulsory excess set by your insurer. By opting for a higher voluntary excess, you can often reduce your premium. 

Here's a breakdown of how it works: 

1. Compulsory Excess: This is the amount set by your insurer that you must pay towards a claim.

2. Voluntary Excess: This is an additional amount you choose to pay, which can lower your premium. However, remember that in the event of a claim, you'll need to pay both the compulsory and voluntary excess amounts. 

What information do I need to provide when making a claim?

Here’s a handy checklist of what you’ll need to do:

  1. Take note of the time, date and location
  2. Make a record of what happened
  3. Get the name and contact details of the other driver, and any witnesses
  4. Take note of the licence plate(s) of the other car(s) involved
  5. Take pictures of any damage
  6. Note any injuries
  7. You'll need to call the police if: 

· The other driver(s) left the scene without providing their details · You suspect the other driver(s) may have caused intentional damage · You think the other driver(s) could be uninsured · You have reason to believe the other driver(s) is under the influence of drugs or alcohol

WIN the ultimate Family Getaway!**

Get a Home, Car or Health Insurance quote before 31.12.26 & you could win €1,000 Center Parcs Voucher!

Talk to our lovely people today!

**Terms & Conditions: You will be entered into the draw when you get a car, home or health insurance quote with Cornmarket, between 01.03.26 & 31.12.26. You can opt out of the draw by contacting us before the draw deadline date by emailing dataprotection@cornmarket.ie. The prize draw is open to persons aged 18 and over who are ROI residents. Only one entry allowed per person. A winner will be drawn at random by an independent adjudicator on 10.01.27 and will be informed by email or phone within 3 working days of the draw. If the winner can not be contacted within 2 weeks, we will select another winner at random. The winner’s details will be available upon request. The promoter’s, Cornmarket Group Financial Services Ltd.'s decision is final, and no correspondence will be entered into. The promoter, reserves the right to alter, amend and foreclose the promotion without prior notice. There will be one winner of the €1,000 Center Parcs Voucher. There is no cash alternative for the prize. This prize draw excludes any employee of Cornmarket, and anyone directly or professionally associated with the draw.