Accidental Damage Cover
Enjoy peace of mind with protection for both your buildings and contents against unexpected damage. From everyday mishaps to major incidents, you’re covered when it matters most.
We offer exceptional cover and fantastic benefits for all Credit Union members & their Spouses/Partners! For more information about Cover u Insurance, simply call our friendly team today.
What’s more, get a Home, Car or Health Insurance quote before 31.12.26 & you could win €1,000 Center Parcs Voucher!**
CoverU Home Insurance provides cover for the following*
Enjoy peace of mind with protection for both your buildings and contents against unexpected damage. From everyday mishaps to major incidents, you’re covered when it matters most.
Protect yourself financially if someone is injured or their property is damaged, subject to insurer limits.*
If there’s a hidden leak, we’ll cover the cost of locating and repairing it. This includes cover for trace and access work.
Items kept within your property boundaries are protected against loss or damage.*
*Underwriter eligibility criteria and T&C’s apply. The insurers reserve the right to amend policy terms and conditions. Cover limits, terms and conditions may vary between insurers. Please refer to your insurer’s policy documentation or handbook for full details of your specific cover.
If your home becomes uninhabitable, we’ll help cover the cost of alternative accommodation. Cover extends up to 20% of your buildings sum insured and 50% of your contents sum insured.
If emergency services are needed, we may cover fire brigade charges up to €5,000. One less thing to worry about in a stressful situation.*
We’ll cover the cost of lost heating oil following an insured event. This applies where the loss wasn’t deliberate. *
We cover the cost of repairing your garden after damage, landscaping, plants, garden furniture, ornaments, and children’s outdoor items are covered, subject to insurer limits.*
Lost or stolen keys? We’ll cover the cost of replacing and fitting new external locks for added security.*
We hope it never happens, but if you need to claim you must immediately inform your insurer of any event or loss that’s taken place. You can find the details of your insurer on your home insurance certificate.
The cost of home insurance can vary widely. Factors such as the location of your home, its size, the value of your building and contents all impact the premium.
Home insurance typically covers damage to your property and belongings due to events like fire, theft, storm, and flood. It can also provide liability cover if someone is injured on your property. The exact cover details can vary, so it's important to read the policy documents carefully.
The duration required to handle a home insurance claim is subject to variation. More complex claims may require a longer processing period.
To value the contents for home insurance, you should list all your possessions room by room and calculate their current replacement value. High-value items may need separate valuations.
Accidental damage cover is an optional add-on that protects against unintentional damage to your home or its contents. This could include incidents like spilling wine on a carpet or a child breaking a TV.
**Terms & Conditions: You will be entered into the draw when you get a car, home or health insurance quote with Cornmarket, between 01.03.26 & 31.12.26. You can opt out of the draw by contacting us before the draw deadline date by emailing dataprotection@cornmarket.ie. The prize draw is open to persons aged 18 and over who are ROI residents. Only one entry allowed per person. A winner will be drawn at random by an independent adjudicator on 10.01.27 and will be informed by email or phone within 3 working days of the draw. If the winner can not be contacted within 2 weeks, we will select another winner at random. The winner’s details will be available upon request. The promoter’s, Cornmarket Group Financial Services Ltd.'s decision is final, and no correspondence will be entered into. The promoter, reserves the right to alter, amend and foreclose the promotion without prior notice. There will be one winner of the €1,000 Center Parcs Voucher. There is no cash alternative for the prize. This prize draw excludes any employee of Cornmarket, and anyone directly or professionally associated with the draw.