Your income supports your everyday life. It’s your most valuable asset. If an illness or injury prevents you from working, Salary Protection provides a financial safety net. It helps you cover essential bills and gives you the peace of mind to focus on getting back on track.
We are thrilled to offer 3 Months' FREE Salary Protection* to all eligible members who apply to join before 13th October 2027.
Enjoy all the great benefits of Salary Protection with your first three months' completely free. Protect Your Income Today.
An income protection policy gives you a replacement income of up to 75% of your annual salary – if you can't work due to illness or injury, and your sick pay has reduced to half pay or ceased altogether.
Some of our income protection insurance plans provide a lump sum of twice your annual salary in the event of your death. This can help pay bills, mortgage or funeral costs – providing relief at a difficult time.
Where this benefit is included in the plan you receive a once off lump sum if you are diagnosed with a specified illness listed in the policy.
You're entitled to income tax relief on your disability benefit premium.
Our helpful and friendly team will guide you through the process of an income protection claim.
Click on your union or group’s name below, or call us on (01) 470 8078 for full details of scheme benefits and more!
*Offer available to eligible members of the following schemes INMO Income Protection Scheme, ASTI Salary Protection Scheme, Fórsa Salary Protection Scheme for Civil and Public Servants, Salary Protection Scheme for members of INTO, AHCPS & VOA Income Continuance Plan, Salary Protection Scheme for PNA members, Income Continuance Plan for members of SIPTU LAPO, Salary Protection Scheme for SIPTU Allied Health Professionals, and members of the MLSA. You must fulfil the eligibility criteria of the scheme and apply to join between 13th July 2026 and 13th October 2026. If you are eligible for the Free Offer, your Scheme premiums will commence 3 months from the date that you are accepted into the Scheme and cover commences, unless you cancel within the 3 months. This offer is not available to existing members of any Salary/Income Continuance Scheme administered by Cornmarket. This offer cannot be claimed in conjunction with any other offer (e.g. Rewards/Free Period). If you are eligible for more than one offer, the offer with the longest free period will apply.
Terms, conditions & exclusions apply.
**Up to 75% less any other income to which you may be entitled e.g. half pay, Ill Health Early Retirement Pension, Temporary Rehabilitation Remuneration, State Illness Benefit or State Invalidity Pension.
Irish Life Assurance plc, trading as Irish Life, is regulated by the Central Bank of Ireland. Cornmarket Group Financial Services Ltd. is regulated by the Central Bank of Ireland