Financial Planning lgma-mortgage-protection-insurance

Mortgage Protection Insurance (MPI) Scheme for Local Authority Borrowers

The Mortgage Protection Insurance (MPI) Scheme for Local Authority Borrowers provides Life Cover for new borrowers when purchasing their home.

Cornmarket administers the Scheme on behalf of the Local Government Management Agency (LGMA) and the Scheme is underwritten by New Ireland.

Disability Benefit Opt-Out Form

Since 1st January 2023 an annual opt-out of Disability Benefit is available for Borrower's covered under the Scheme. To find out more about what opting out of this benefit will mean to your cover, please read the form below. All completed forms must be sent to the Local Authority that administers the Loan before 31st October 2025.

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Information about the Scheme

Scheme Application Forms

Mortgage Protection Application Journey for New Borrowers and Restructured Loans

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Mortgage Protection Application Journey to Add or Remove a Borrower

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Applying for the Scheme

Please review the Scheme documents above to apply for the Scheme, and click here to access our Terms of Business. Send your completed application form to:

Life Department,

Cornmarket Group Financial Ltd,

Christchurch Square,

Dublin 8,

D08 FP21.

Or email SPSNewBusiness@cornmarket.ie

Scheme Claim Forms

Mortgage Protection – Making a Disability Benefit Claim

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Mortgage Protection – Making a Life Cover Claim

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Submitting a Claims Form

Our Claims Team is easy to talk to and dedicated to assisting members and their representatives every step of the way.

Please send completed Scheme Claim Forms to:

Additional documents required

Disability Benefit Claims

As well as the items mentioned on the claim form e.g. under the Mortgage Details Section and Medical Details Section, New Ireland will require:

  • Copy of photo ID e.g. driver's licence or passport
  • Proof of address in the form of a utility bill/ bank statement (dated within last 6 months)
Life Cover Claims

New Ireland will require:

  • A copy of birth certificate (or passport or driver’s license)
  • A copy of death certificate
  • A copy of marriage certificate where appropriate

Supporting member wellbeing

Learn about the signs and symptoms of Breast Cancer

This Scheme is underwritten by New Ireland. New Ireland Assurance Company plc is regulated by the Central Bank of Ireland. A member of Bank of Ireland Group.