Keep your home safe as houses at a great cost!
Mortgage Protection – at €3,50 a week!* Subject to a minimum premium of €15.15 per month
Mortgage Protection safeguards your home. It pays off your mortgage if you die, so your loved ones are secure (subject to the underwriter’s terms and conditions). It’s vital cover, from the day you buy your home until your mortgage is paid. Here's what we do for you...
By telephone or video call from the comfort of your home, which could save you time and money
Protect your mortgage for as little as €3,50 per week!* Subject to a minimum premium of €15.15 per month
Like Nurse on Call, International Second Opinion, Message a Doctor, Online Prescriptions, Women's Health Advice and more!†
As you pay off your mortgage, the level of cover you need changes. A Mortgage Protection review will guarantee you're covered for your current needs.
With a review, you may find you’re over or under-insured, or that you can make savings. Make sure you’ve got the right Mortgage Protection to fit your life.
It's important to check that your Mortgage Protection is appropriate for the value of the property and term of the mortgage. You also need to make sure that your Mortgage Protection covers both you and your partner.
If you have more than one mortgage, then you may also have more than one Mortgage Protection policy (one for each property).
Remember, only your principle residence requires Mortgage Protection but to make sure you are protected in the event of death, you should cover both properties.
Not all Mortgage Protection policies are the the same. Providers are always updating and improving their cover, and releasing new products. So it makes sense to review and shop around.
Keep in mind that what you need to be insured for compared to what you're actually insured for... may differ! A protection shortfall is where you’re not covered for what you need to protect. This could be you if you need extra cover but haven’t reviewed your policy to include this. An example would be getting married or if your mortgage value has changed.
It’s vital to ensure your cover is right for your new mortgage and any life changes.
Since you bought your first house, your protection needs may have changed. Children, financial status and lifestyle changes can all be factors.
If you remortgage your house, make sure your Mortgage Protection value matches your new mortgage. Without a review of your protection, you could be left with a protection shortfall.
Your home keeps you safe – so protecting it is vital. Whether you need a new policy, or want to review an existing one, we’ll use our expertise to find the best cover for you at the best price. It's all done in one quick call - because protecting where you live shouldn’t take up your whole life!
A Life Insurance policy protects your loved ones – and gives you peace of mind. It pays a lump sum to your estate when you die (subject to the underwriter’s terms and conditions). It means whatever happens, the people that matter to you most are secure and provided for.
Make use of our Price Match Comparison service for your Life Insurance and get our best offer on your cover!*
Find out moreSpecified Illness Cover is financial protection if you get sick. It gives you a lump sum to help with the additional costs that can come with dealing with an illness (subject to the underwriter’s terms and conditions). With this cover in place, you can just focus on getting better. We can ensure you stay protected with our Price Match Comparison service.*
Find out more
It's always worth reviewing your cover. Changes in your circumstances and priorities might mean you need to update your cover...
Read more
So you’re buying your first home! It can be daunting – so here are some helpful tips.
Read more
Mortgage Protection -What I need to know
Read more
Our expert advisors will help you choose the right life insurance for you and your loved ones.
Read more
A mortgage protection policy is designed to clear the remaining balance of your mortgage in the event of your death. Mortgage protection is essential from the moment you purchase your home until your mortgage is fully paid.
Many people think that they are obliged to take out the policy that their mortgage provider offers them. However, as with any other policy, you are free to shop around to find the best cover for you.
Section 72 insurance is a Revenue-approved, life insurance policy to cover inheritance tax. As the proceeds of this policy are tax-free, it is commonly used by parents to avoid an inheritance tax bill for their children. This policy must be taken out by the person leaving the inheritance behind and premiums must also be paid by that person.
If you take out a mortgage protection policy, the balance of your mortgage will determine the level of cover you need and the duration of your policy. This also means that the level of cover that you need will consistently reduce over time.
The cost of your life insurance will be based on the ‘level of risk’ that you pose for the insurer. This will be determined by several factors such as your medical status and history, your age or your smoking status (if you are a smoker, then your policy cost will be automatically higher than that of a non-smoker).
Reviewing your life insurance is easy with Cornmarket. We compare all of the main insurers to get you the best cover for your needs, for the best price available. We offer a unique Pricematch Guarantee*, which ensures that you enjoy the lowest possible price on the policies that we quote.
*Offer is subject to a minimum premium of €15.15 per month. Available to new Irish Life Assurance plc, Life Insurance customers only. Maximum sum assured €1.5 million (inclusive of government levy).
If you haven’t reviewed your existing life insurance since you first took it out, then there is no better time than now to review your life cover needs.
There are significant, big life events that require a life cover change, such as getting married, buying a new home or having a child. Other variations in your personal circumstances, or even your lifestyle, can also mean that you should review your life cover needs, for instance if:
*Offer subject to a min premium of €15.15 per month. Available to new Irish Life Assurance plc, Mortgage Protection customers only. Maximum sum assured €1.5 million (inclusive of government levy). We compare 5 insurance providers to get you a great price, from the insurers we quote.
†Depending on the policy you take out, additional benefits may include Nurse on Call, International Second Opinion, Message a Doctor, Claims Care, Women’s Health Advice and Online Prescriptions. This will be confirmed by your Cornmarket consultant. These are not regulated financial products.
Irish Life Assurance plc is regulated by the Central Bank of Ireland.