CAOGA Group Life Plan

Financial support for your loved ones

What is the CAOGA Group Life Plan?

In the event of your death, financial support may be a significant issue for your family. Mortgage payments, day-to-day living expenses, credit card bills and so on, will still have to be met by those you leave behind. This is why the benefits of the CAOGA Group Life Plan are so valuable.

Key benefits of the Plan

The Plan provides a lump sum in the event of your death or the death of the Spouse/Civil Partner of a serving member.

Here are some examples showing the extent...

Serving/Retained Member's Life Cover

*This benefit ceases at age 75 (or age 85 for those who entered age band 75-84 after 1st January 2018).

Age Band
Death Benefit
18-28
€180,000
29-35
€300,000
36-50
€420,000
51-55
€390,000
56-60
€372,000
61-65
€240,000
66-70
€120,000
71-74
€48,000
75-84*
€11,000

Spouse/Civil Partner or Nominated Person’s Life Cover

*This benefit ceases at age 75 (or age 85 for those who entered age band 75-84 after 1st January 2018).

Age Band
Death Benefit
18-28
€180,000
29-35
€300,000
36-50
€300,000
51-55
€264,000
56-60
€246,000
61-65
€156,000
66-70
€90,000
71-74
€18,000
75-84*
€6,600

Additional benefits available to you...

Children’s Life Cover

A benefit of €6,000 paid in the event of the death of a child aged between 0 and 25 years.

Terminal Illness Benefit

An advance payment of 30% of Death Benefit if a member under the age of 66 is diagnosed with a terminal illness, with death expected within 12 months.

Cadet Life Cover

A benefit of €36,000 paid in the event of death of a Cadet during their training period.

Join today!

How much does the Plan cost?

Cornmarket and CAOGA work together to secure the most competitive price and benefits for members. When it comes to cost, you benefit from the group purchasing power of CAOGA.

The breakdown of the monthly premium is as follows:

Serving/Retained Member

Age Band
Premium
18 - 28
€15.23
29 – 35
€25.38
36 – 60
€50.75
61 - 65
€40.60
66 - 70
€48.72
71 - 74
€30.45
75 – 84*
€30.45

Spouse/Civil Partner or Nominated Person**

Age Band
Premium
18 - 28
€11.17
29 – 35
€19.29
36 – 60
€35.02
61 - 65
€45.68
71 - 74
€15.23
75 – 84*
€15.23

*Applicable to members who enter this age band after 1st January 2018.

**Spouse/Civil Partner or Nominated Person Premium include the 1% insurance levy.

Apply now!

Please note your CAOGA Group Life Plan Policy Document and Summary Booklet will be available in due course.

Please review the Plan documents above to apply for the Plan, and click here to access our Terms of Business.

Send your completed application form to:

Cornmarket Group Financial Services Ltd.

Group Protection Department

Christchurch Square

FREEPOST F3976

The Plan is underwritten by MetLife.

MetLife Europe d.a.c. (trading as MetLife) is regulated by the Central Bank of Ireland.