No pre-assessment needed
Start claiming for investigative and preventative dental treatments straight away!
Outstanding dental cover from just €5 a week
*Price based on an individual Teamcare Access Plan 1 policy with a standard annual premium of €246.48
Reclaim your dental costs and enjoy great benefits with our TeamCare Access Dental Insurance plans.
Start claiming for investigative and preventative dental treatments straight away!
Our TeamCare Access suite are the only products on the market with no excess. So with us, you enjoy more back when you claim on treatment costs.
Claim up to €1,000 back per child, with our TeamCare Access Level 3 cover* (18 month waiting period applies).
Worldwide emergency treatment is covered immediately. You’ll benefit from immediate, temporary relief of pain or infection – wherever you are.
If your dentist is registered with DeCare under Direct Payment they bill the insurer direct. If not, you just scan and send to DeCare. Your claim will be processed within 10 working days*.
*Subject to dental insurance claim approval
You will enjoy lower costs for your dental care – because we negotiate special rates with the world's largest dental insurance provider, DeCare Dental.
*There is a 3 month waiting period from start date of the dental policy for minor treatments
**There is a 12 month waiting period from start date of the dental policy on major treatments
***There is an 18 month waiting period for orthodontics. Member must be between age 8 and age 18 to avail of this.
With so much dental insurance out there, it’s tricky to chew over what’s best for your needs.
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Terms and Conditions
View DocumentTerms and Conditions
View DocumentTerms and Conditions
View DocumentOur TeamCare Access Dental Insurance Plans are created with dental experts DeCare Dental. They‘re designed specifically for the oral health needs of our Irish customers – clinically focused, with no excess, delivering great choice and savings. Smile, your teeth are in safe hands.
Dental insurance can be a valuable investment for managing dental costs and promoting oral health. It can cover routine check-ups, preventative care, and emergency treatments, helping to avoid unexpected expenses and maintain good oral health.
There’s a waiting period of three months for basic treatments, 12 months for major treatments and 18 months for orthodontic treatment, however you’re covered straightaway for investigative and preventative treatment.
If you have a full medical card in Ireland (aged 16 or over), dental care is provided under the Dental Treatment Services Scheme, managed by the HSE. You'll automatically be covered for the following: One dental checkup (oral exam). One scale & polish (teeth cleaning) and unlimited tooth extractions.
Public Dental Clinics and Private Dentists contracted under the Irish Dental Association offer routine exams and emergency care are covered by medical card. Your local HSE Health Centre can provide a list of contract Dentists in your local area. For more information see (website details below).
✝For more information visit: https://www.hse.ie/eng/services/list/2/healthcentres/
If you are eligible for the Treatment Benefit Scheme you may qualify for: One free dental exam per calendar year, €42 towards either a scale and polish (capped at €15) or periodontal treatment for serious gum disease.
✝Details of available services can be found here: https://www.hse.ie/eng/services/list/2/dental/.
It costs the same to insure one child as it does to insure three. When you cover children on a policy, you’re covered for up to 10 children and dependents, up to 23 years old.
If you have no gaps in cover, and are moving to a similar plan, DeCare will cover you from the date you change your policy.
✝Find out if your Dentist is covered at www.decaredental.ie/dentist-finder. You can still claim after your dental visit if your dentist isn’t registered with DeCare, but you’ll need to pay your dentist up front first.
Your Dental Insurance cover comes up for renewal every year. You can renew it up to 14 days in advance. Remember if you don’t contact us, your policy will auto-renew after your 14 day cooling-off period. To review your cover, amend your current Dental Insurance policy, or update your personal details, please call (01) 4086297.
If you visit any dentist on DeCare’s Direct Pay Network, DeCare pays the dentist directly for costs covered under your policy. However if your practice doesn’t currently offer a direct pay service, you pay your dentist normally, then claim back the costs covered under your policy by sending original receipts to: DeCare Dental Claims, IDA Business Park, Claremorris, Co Mayo.
No, dental insurance premiums are not eligible for tax relief.
Yes, DeCare’s dental insurance policies include limited cover for emergency dental treatment while travelling outside Ireland. You may need to pay upfront and submit receipts for reimbursement.
Preventative treatment: examinations, scale and polish and x-rays
Basic: fillings, extractions
Major: root canals, crowns, dentures and bridges
Important: Each treatment type has different waiting periods and reimbursement levels that apply — check your plan for details.
Yes. You can attend any dentist of your choice. If your dentist is part of DeCare’s Direct Pay Network, they’ll bill DeCare directly. If not, you’ll pay up front and submit a claim.
Yes, but the amount you can claim depends your level of cover. Major dental treatments like crowns, bridges, and root canals are typically covered after a 12-month waiting period. Higher-tier DeCare plans offer greater benefits for these treatments. Check your specific policy for details.
✝For plan details, see: https://www.cornmarket.ie/dental-insurance/
Dental Insurance is underwritten by DeCare Dental Insurance Ireland DAC. DeCare Dental Insurance Ireland DAC trading as DeCare Dental is regulated by the Central Bank of Ireland.
✝Cornmarket is not responsible for any content or advice on external websites.
Dental Insurance is underwritten by DeCare Dental Insurance Ireland DAC. DeCare Dental Insurance Ireland DAC trading as DeCare Dental is regulated by the Central Bank of Ireland.