Group Specified Illness Cover

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Financial support and peace of mind

What is the Group Specified Illness Cover Plan?

If you suffer an illness, the reality is that you may face significant extra expenses. This Plan recognises this fact by giving you a tax-free lump sum if you are diagnosed with one of the Specified Illnesses that it covers.

 The lump sum can be vital, as extra funds are often needed to pay for medical bills, travel to and from hospital, pay for extra childcare, etc.

Key benefits of the plan

Specified Illness Benefit

A tax-free lump sum if you are diagnosed with one of the Specified Illnesses listed in the policy document. The benefit you would receive depends on the type of member you are, please see table below:

  • Trainee Gardaí - €42,500
  • Trainee Gardaí Spouse/Partner - €42,500
  • Serving Member - €85,000
  • Serving Member’s Spouse/Partner - €85,000
  • Retired Member - €42,500
  • Retired Member’s Spouse/Partner - €42,500
  • Children - €25,000

Partial Payment Specified Illness Benefit

A tax-free lump sum if you suffer one of the less severe Partial Payment Specified Illnesses listed in the policy document. The benefit you would receive depends on the type of member you are, please see table below:

  • Trainee Gardaí - €10,000
  • Trainee Gardaí Spouse/Partner - €10,000
  • Serving Member €15,000
  • Serving Member’s Spouse/Partner - €15,000
  • Retired Member - €10,000
  • Retired Member’s Spouse/Partner - €10,000
  • Children - €5,000

Children’s Specified Illness Benefit

A tax-free lump sum of €25,000 if your child* is diagnosed with one of the Specified Illnesses listed in the policy document. A tax-free lump sum of €5,000 if your child* is diagnosed with a Partial Payment Specified Illness listed in the policy document.

*The child must be aged 1-18 (or 1-25 if they are in full-time education)

Terms, conditions and exclusions apply.

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How much does the plan cost?

Cornmarket and the GRA work together to secure the best price and benefits for members. When it comes to cost, you benefit from the group purchasing power of the GRA. Membership is free for trainee Gardaí during their 64 weeks of training. After 64 weeks of training, the cost of membership is:

Benefit
Cost
Serving Member
€5.80 per week
Serving Member’s Spouse/Partner
€4.74 per week
Serving Member & Serving Member’s Spouse/ Partner
€10.54 per week
Retired Member
€25.13 per month
Retired Member’s Spouse/Partner
€20.54 per month
Retired Member & Retired Member’s Spouse/Partner
€45.67 per month
Children
Free of Charge

Plan information

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You must be a member of the GRA or a full-time member of a recognised staff association in An Garda Síochána to be an eligible member of the Plan. On promotion you can continue your membership of the Plan as long as you are a full-time member of the recognised staff association for your rank.

GRA Group Specified Illness Cover is underwritten by Friends First Life Assurance Company dac.

Friends First Life Assurance Company dac is regulated by the Central Bank of Ireland.