Rewards for INMO members

Terms and conditions

Rewards Data Protection Statement

If you tick the box to opt into Rewards via your union application form, your union will send your name, email address, address, date of birth and mobile phone number (personal information) to Cornmarket Group Financial Services Ltd. (Cornmarket), Christchurch Square, Dublin 8 to set up your Rewards membership. Cornmarket will use and record this personal information to contact you by email, post, SMS and mobile phone to tell you about the exclusive discounts, offers and competitions (Benefits) available to you as a Rewards member. If you no longer want to receive Rewards communications, you can opt out of Rewards membership by emailing deleterewards@cornmarket.ie or online at Cornmarket.ie/delete-rewards. By cancelling your Rewards membership, you will no longer have access to the exclusive discounts, offers and benefits of Rewards membership. Cornmarket’s Data Privacy Notice available at www.cornmarket.ie/data-privacy-notice, provides you with the full details about how they process your personal data. It also provides you with important information regarding your rights in relation to the personal data they hold about you and how you can exercise those rights.  

Rewards Benefits - Terms & Conditions

When you are completing your INMO membership application form, you will be given the opportunity to opt into Rewards for INMO members. Rewards is a club designed to help you save money and fast track your financial wellbeing by giving you access to exclusive offers, discounts, advice and freebies called 'Rewards Benefits'. This page has been created to help you understand the terms and conditions of these Rewards Benefits.

Once your Rewards membership has been processed, you will receive a ‘Welcome to Rewards’ email from Cornmarket to confirm you have been accepted into Rewards for INMO members. The date you receive your Rewards email is the date your Rewards Benefits will come into effect.  Reward Benefits are subject to change. Here is what is on offer as of 01/11/2022:

12 months FREE MyDoc
You and your family get 24/7 access to fully qualified GPs from wherever you are: at home, in work or abroad! By video or phone call, prescriptions, sick-certs, open referral letters (private)

New Rewards members will be issued their MyDoc Pin, contact numbers and MyDoc WebApp link in their Welcome to Rewards email. You will have 12 months free access to MyDoc starting on the date you receive your 'Welcome to Rewards' email from Cornmarket. MyDoc is provided by HealthHero, and distributed by Cornmarket. Terms and conditions regarding the MyDoc service can be found here.

FREE Mortgage Advice Service
Whether you’re ready to start your mortgage journey now or sometime in the next 5 years, Cornmarket’s mortgage team will help you every step of the way!

€299 Mortgage service fee being waived. You can only use this offer once within 5 Years from the date you receive your ‘Welcome to Rewards’ email from Cornmarket.

9 months FREE Salary Protection
INMO Income Protection Scheme helps keep your finances healthy if you can’t work because of illness or injury.

To avail of this offer, you must apply to join the INMO Income Protection Scheme within 6 months after receiving your ‘Welcome to Rewards' email from Cornmarket. This offer is not available to existing members of any Salary/Income Protection Scheme administered by Cornmarket. If you are eligible for this offer your Scheme premiums will commence 9 months after the date you are accepted into the Scheme and cover commences. This offer cannot be claimed in conjunction with any other offer. If you are eligible for more than one offer, the offer with the longest free period will apply. Terms, conditions & exclusions apply as outlined in the Scheme booklet available here. This Scheme is underwritten by New Ireland Assurance Company plc. New Ireland Assurance Company plc is regulated by the Central Bank of Ireland. A member of Bank of Ireland Group.

Your first Financial Health Check

We’ll help you fast track your financial wellbeing with a free one-to-one consultation with a financial Consultant.

They’ll explain:

  • All about your payslip
  • Sick pay & protection
  • Superannuation - Pension Deductions
  • Tax relief opportunities
Insurance Discount Bundle

Discounts numbered 1-5 below: You will have 12 months from the date you receive your `Welcome to Rewards' email from Cornmarket to use these discounts/offers. Each discount can be used once and you must be purchasing the relevant product from Cornmarket for the first time. Discounts must be requested at quotation stage and cannot be issued retrospectively. Underwriter terms & conditions apply. Discounts numbered 1-3: Discount will be applied by waiving our service fee & are available over the telephone only.

1. €50 OFF Car Insurance

Enjoy exclusive rates, great value and a huge range of benefits. Subject to a minimum premium of €261.23

2. Up to €72 OFF Health Insurance

Cornmarket's simple Health Insurance Comparison Service takes the pain out of finding the right health cover. Our team offers impartial advice across hundreds of health insurance plans, from all three insurers – Irish Life Health, Laya Healthcare and VHI Healthcare. Service fee waived - €60 for single member policy & €72 for multi member policy.

3. €30 OFF Home/Renters Insurance

Whether you're renting and looking to protect your contents or own you home, you will have peace of mind by taking out Home Insurance through Cornmarket. Subject to a minimum premium of €249.92.

Home insurance policies through Cornmarket are underwritten by Aviva Insurance Ireland Designated Activity Company and Allianz plc. Aviva Insurance Ireland Designated Activity Company, trading as Aviva, is regulated by the Central Bank of Ireland. A private company limited by shares. Registered in Ireland No. 605769. Registered Office: One Park Place, Hatch Street, Dublin 2, Ireland, D02 E651. Allianz plc is regulated by the Central Bank of Ireland.

4. €50 & €100 Cashback offers

You'll get cashback on home/motor/health insurance policies when purchased within 2 months of each other:

  • €50 when you buy 2 policies
  • €100 when you buy 3 policies

Offer applies to Rewards members who buy at least 2 new policies for car, home or health insurance through Cornmarket. All policies must be purchased within a 2 month period of each other. Customers who buy 2 new policies within the specified timeframe will receive €50 cash back and customers who buy 3 new policies within the specified timeframe will receive €100 cash back. Customers can only avail of this offer on one occasion, regardless of the number of products purchased. Customers can avail of other offers currently running alongside the cashback offer. The cheque will be issued the month after all the product/(s) cooling off periods have expired.

5. 10% OFF Multi Trip Worldwide Travel

When you take out Travel Plus you'll have peace of mind wherever you go, anywhere in the world, 24/7.

This offer must be must be redeemed online using promotion code and link provided in your ‘Welcome To Rewards’ email from Cornmarket. Cornmarket Travel Plus travel insurance is underwritten by MAPFRE ASSISTENCIA. MAPFRE ASISTENCIA Compania Internacional De Seguros Y Reaseguros, S.A., trading as MAPFRE ASSISTANCE Agency Ireland, is authorised by the Direccion General de Seguros y Fondos de Pensiones del Ministerio de Economia y Hacienda, Spain, and is regulated by the Central Bank of Ireland for conduct of business rules.

Rewards Club - Terms & Conditions

You can view the latest Rewards Terms & Conditions by clicking here

Rewards Package for INMO members

When you are completing your INMO membership application form, you will be given the opportunity to opt into Rewards for INMO members. Rewards is a club designed to help you save money and fast track your financial wellbeing by giving you access to exclusive offers, discounts, advice and freebies called 'Rewards Benefits'. This page has been created to help you understand the terms and conditions of these Rewards Benefits.

Once your Rewards membership has been processed, you will receive a ‘Welcome to Rewards’ email from Cornmarket to confirm you have been accepted into Rewards for INMO members. The date you receive your Rewards email is the date your Rewards Benefits will come into effect.  Reward Benefits are subject to change. Here is what is on offer as of 01/11/2022:

12 months FREE MyDoc
You and your family get 24/7 access to fully qualified GPs from wherever you are: at home, in work or abroad! By video or phone call, prescriptions, sick-certs, open referral letters (private)

New Rewards members will be issued their MyDoc Pin, contact numbers and MyDoc WebApp link in their Welcome to Rewards email. You will have 12 months free access to MyDoc starting on the date you receive your 'Welcome to Rewards' email from Cornmarket. MyDoc is provided by HealthHero, and distributed by Cornmarket. Terms and conditions regarding the MyDoc service can be found here.

FREE Mortgage Advice Service
Whether you’re ready to start your mortgage journey now or sometime in the next 5 years, Cornmarket’s mortgage team will help you every step of the way!

€299 Mortgage service fee being waived. You can only use this offer once within 5 Years from the date you receive your ‘Welcome to Rewards’ email from Cornmarket.

9 months FREE Salary Protection
INMO Income Protection Scheme helps keep your finances healthy if you can’t work because of illness or injury.

To avail of this offer, you must apply to join the INMO Income Protection Scheme within 6 months after receiving your ‘Welcome to Rewards' email from Cornmarket. This offer is not available to existing members of any Salary/Income Protection Scheme administered by Cornmarket. If you are eligible for this offer your Scheme premiums will commence 9 months after the date you are accepted into the Scheme and cover commences. This offer cannot be claimed in conjunction with any other offer. If you are eligible for more than one offer, the offer with the longest free period will apply. Terms, conditions & exclusions apply as outlined in the Scheme booklet available here. This Scheme is underwritten by New Ireland Assurance Company plc. New Ireland Assurance Company plc is regulated by the Central Bank of Ireland. A member of Bank of Ireland Group.

Your first Financial Health Check

We’ll help you fast track your financial wellbeing with a free one-to-one consultation with a financial Consultant.

They’ll explain:

  • All about your payslip
  • Sick pay & protection
  • Superannuation - Pension Deductions
  • Tax relief opportunities
Insurance Discount Bundle

Discounts numbered 1-5 below: You will have 12 months from the date you receive your `Welcome to Rewards' email from Cornmarket to use these discounts/offers. Each discount can be used once and you must be purchasing the relevant product from Cornmarket for the first time. Discounts must be requested at quotation stage and cannot be issued retrospectively. Underwriter terms & conditions apply. Discounts numbered 1-3: Discount will be applied by waiving our service fee & are available over the telephone only.

1. €50 OFF Car Insurance

Enjoy exclusive rates, great value and a huge range of benefits. Subject to a minimum premium of €261.23

2. Up to €72 OFF Health Insurance

Cornmarket's simple Health Insurance Comparison Service takes the pain out of finding the right health cover. Our team offers impartial advice across hundreds of health insurance plans, from all three insurers – Irish Life Health, Laya Healthcare and VHI Healthcare. Service fee waived - €60 for single member policy & €72 for multi member policy.

3. €30 OFF Home/Renters Insurance

Whether you're renting and looking to protect your contents or own you home, you will have peace of mind by taking out Home Insurance through Cornmarket. Subject to a minimum premium of €249.92.

Home insurance policies through Cornmarket are underwritten by Aviva Insurance Ireland Designated Activity Company and Allianz plc. Aviva Insurance Ireland Designated Activity Company, trading as Aviva, is regulated by the Central Bank of Ireland. A private company limited by shares. Registered in Ireland No. 605769. Registered Office: One Park Place, Hatch Street, Dublin 2, Ireland, D02 E651. Allianz plc is regulated by the Central Bank of Ireland.

4. €50 & €100 Cashback offers

You'll get cashback on home/motor/health insurance policies when purchased within 2 months of each other:

  • €50 when you buy 2 policies
  • €100 when you buy 3 policies

Offer applies to Rewards members who buy at least 2 new policies for car, home or health insurance through Cornmarket. All policies must be purchased within a 2 month period of each other. Customers who buy 2 new policies within the specified timeframe will receive €50 cash back and customers who buy 3 new policies within the specified timeframe will receive €100 cash back. Customers can only avail of this offer on one occasion, regardless of the number of products purchased. Customers can avail of other offers currently running alongside the cashback offer. The cheque will be issued the month after all the product/(s) cooling off periods have expired.

5. 10% OFF Multi Trip Worldwide Travel

When you take out Travel Plus you'll have peace of mind wherever you go, anywhere in the world, 24/7.

This offer must be must be redeemed online using promotion code and link provided in your ‘Welcome To Rewards’ email from Cornmarket. Cornmarket Travel Plus travel insurance is underwritten by MAPFRE ASSISTENCIA. MAPFRE ASISTENCIA Compania Internacional De Seguros Y Reaseguros, S.A., trading as MAPFRE ASSISTANCE Agency Ireland, is authorised by the Direccion General de Seguros y Fondos de Pensiones del Ministerio de Economia y Hacienda, Spain, and is regulated by the Central Bank of Ireland for conduct of business rules.

Warning: If you do not keep up your repayments you may lose your home.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.