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For life's surprise, we've got you covered!

Tips to help you make the most of your cover!

What you'll find here...

Helpful guides

Clear articles to help you understand your home insurance and what your cover means for your home

Tips for peace of mind at home

Practical advice to help you look after your home and feel reassured all year round

Support when you need it

If you have a question or need a bit of help, our team is here - just start a chat in the bottom-right corner

Burst pipes: a small leak can cause big trouble

⏱ 1-minute read

When the temperature drops, frozen pipes can quickly turn into burst ones, and a tiny leak can cause a lot of heartache.

Keep your home one step ahead of the cold

  • Lag your pipes and tank: It’s a small job that can save a big mess later.
  • Keep the heat on low: Even when you’re away, warmth keeps your water flowing.
  • Know your stop-cock: A few seconds can make all the difference in an emergency.
  • After a cold snap: Look for damp patches or low pressure - the first signs of trouble.

If something goes wrong

  • Turn off your water and, if needed, electricity.
  • Take photos and contact your insurer right away.
  • Try to dry the area and stay safe.
  • Burst pipes are among the top home insurance claims each year.

A few minutes of prevention now could protect the place you love most when the frost sets in.

The little things that make a house feel safe

⏱ 1-minute read

Keeping home safe doesn’t always mean big changes; sometimes it’s the little habits that bring the biggest peace of mind.

Simple things that make a difference

  • Lights on timers: So your home looks lived-in, even when you’re out.
  • Lock sheds and side gates: The small places that are easy to forget.
  • Keep valuables out of sight: Curtains drawn, blinds tilted — simple peace of mind.
  • Show your alarm box: A quiet reminder to anyone passing by.
  • Tidy the garden: Tools, ladders and loose items can invite both burglars and bad weather.

A quick comfort check

  • Test your smoke and carbon-monoxide alarms.
  • Keep emergency contacts nearby, including your insurer’s number.
  • Clear your steps and path to avoid winter slips.

Because when your home feels safe, everything inside it feels easier too.

Have your home and contents kept up with you?

⏱ 1-minute read

While your home changes, your insurance doesn’t update itself. Making sure your cover reflects real life helps protect the things you’ve worked hard for.

Why it’s worth checking

  • Rebuild costs are rising: The Society of Chartered Surveyors Ireland reports costs increased by around 7% nationally over the last 12 months.*
  • New purchases: Furniture, gadgets, gifts - it all adds up.
  • Renovations or extensions: Even small improvements can change rebuild costs.
  • Vacant homes: Most policies limit cover if the property is empty for more than 30 days.

Take a few minutes to review

  • Check your buildings sum insured — it should reflect the cost to rebuild, not sell.
  • Add up your contents value room by room.
  • Tell your insurer about upgrades or alarms - they might even lower your premium.
  • List high-value items separately if needed.

A quick check now means peace of mind later, so your home and your cover stay in step.

*Source: scsi.ie November-2025

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